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ManhattanLife is the brand name for plans, products, and services provided by one or more of the subsidiaries and affiliate companies of Manhattan Life Group Inc. (“ManhattanLife Entities”). Plans, products, and services are solely and only provided by one or more ManhattanLife Entities specified on the plan, product, or service contract, not Manhattan Life Group Inc. Not all plans, products, and services are available in each state.

Coverages may be underwritten by the ManhattanLife Entities which consist of The Manhattan Life Insurance Company, Family Life Insurance Company, ManhattanLife Insurance and Annuity Company, ManhattanLife of America Insurance Company, Western United Life Assurance Company, Standard Life & Casualty Insurance Company, and Western Skies MGU. The purpose of this communication is the solicitation of insurance. Contact may be made by the companies listed or one of our agents. The information contained on this Web Site does not constitute investment advice, and is not an offer to sell or a solicitation to buy any security or any insurance product. All insurance and/or securities transactions require signed agreements between the companies of Manhattan Life Group and its customers, and the terms of those agreements are binding on the parties. No other representation, whether made in person, online, electronically, in written, graphical, or verbal communication, may alter the terms of those agreements except that your use of this Web Site constitutes your agreement to the additional Terms of Use applicable to such use. Some products may not be available in all jurisdictions. In addition, any prospectus information available on this Site is posted for informational purposes only.

Dental, Vision & Hearing Benefits that make sense.

Coverage you can count on.

Dental, Vision and Hearing insurance from ManhattanLife is designed to meet as many needs outside of standard medical insurance as possible. It provides coverage at the dentist as well as vision and hearing benefits for things like contact lenses, hearing aids, eye exams, and more. You choose if your annual benefit is $1,000 or $1,500 and your annual deductible is just $100 per person.

CHOOSE YOUR DENTIST
No networks!

SIMPLE APPLICATION
No health related questions.

GUARANTEED ISSUE
Ages 18 to 85.

SAVE WITH FAMILY RATES
Includes up to 3 children.

GUARANTEED RENEWABLE FOR LIFE
Low premiums.

Get a Free Quote and Enroll Completely Online!

Dental, Vision, & Hearing $1,000 Max Monthly rate as low as$30.25

• Preventive Services: Exams, Cleanings and X-rays
• Basic Services: Fillings and Extractions
• No waiting period for Preventive and Basic Services
• Basic Eye Exam, Contact Lenses
• Hearing Exam and Hearing Aids
• No Enrollment Periods!

Dental, Vision, & Hearing $1,500 Max Monthly rate as low as$40.00

• Preventive Services: Exams, Cleanings and X-rays
• Basic Services: Fillings and Extractions
• No waiting period for Preventive and Basic Services
• Basic Eye Exam, Contact Lenses
• Hearing Exam and Hearing Aids
• No Enrollment Periods!

What’s covered in my Dental, Vision and Hearing Insurance Plan?

Eligibility
Anyone age 18-85

Policy Year Maximum Benefit
$1,000 or $1,500 (choose one)

Policy Year Deductible
$100 per person

PREVENTIVE SERVICES
Semi-Annual exams, cleaning and x-rays

Year 1 - 60%
Year 2 - 70%
Year 3 and thereafter - 80%

No waiting period

BASIC SERVICES
Including x-ray (other than "full mouth"), fillings and extractions

Year 1 - 60%
Year 2 - 70%
Year 3 and thereafter - 80%

No waiting period

MAJOR SERVICES
Including bridges, crowns, full dentures or partials, full mouth extractions, and root canals

Year 1 - 0%
Year 2 - 70%
Year 3 and thereafter - 80%*

12 month waiting period
*In OH, year 2 and thereafter is 70%

Vision

Basic eye exam, eye refraction, including the cost of eye glasses or contact lenses

Year 1 - 60%
Year 2 - 70%
Year 3 and thereafter - 80%*

6 month waiting period
on eyeglasses and contact lenses

*In OH, year 2 and thereafter is 70%

Hearing

Exam, hearing aid and necessary repairs or supplies

Year 1 - 60%
Year 2 - 70%
Year 3 and thereafter - 80%*

12 month waiting period
on new hearing aids and existing hearing aid repairs

*In OH, year 2 and thereafter is 70%

HIDDEN COSTS OF DENTAL

65M

Nearly 65 million American adults have some form of periodontal disease.3

2X

People with periodontal disease are twice as likely to develop heart disease.3

$45B

More than $45 billion in productivity is lost in the U.S. to unplanned, emergency dental care each year.2

Disclaimer: After your waiting period and once you have paid your Policy Year Deductible of $100, we will pay the percentages listed for the covered services up to the chosen Policy Year Maximum Benefit.

Check Your Rates with Our Easy Online Quoting Tool!

HIDDEN COSTS OF DENTAL

65M

Nearly 65 million American adults have some form of periodontal disease.3

2X

People with periodontal disease are twice as likely to develop heart disease.3

$45B

More than $45 billion in productivity is lost in the U.S. to unplanned, emergency dental care each year.2

Benefit exclusions and limitations may apply to the policy. For additional information about dental, vision and hearing insurance or any of our other quality products, please contact us or your ManhattanLife Agent or Broker.

APercentage of Basic eye exam or eye refraction, including the cost of eye glasses or contact lenses after 6 month waiting period. BPercentage of Exam, hearing aid, and necessary repairs or supplies after 12 month waiting period. CSubject to our right to change premiums.

Sources for statistics: 1Centers for Disease Control and Prevention; 2cdc.gov/oralhealth/basics; 3authoritydental.org

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