Excel mortgage amortization schedule with extra payments

Amortization Schedule with Extra Payments excel to calculate your monthly mortgage payment with extra payments. There are multiple extra payments that you can include such as one time additional payment or recurring extra payments. The printable amortization schedule with extra payments gives you the option to export the amortization table into excel and pdf format.

Table of Contents Show

Mortgage Calculator Results
Mortgage Amortization Schedule
Amortization Schedule with Extra Payments
How do I create a loan amortization schedule with extra payments in Excel?
How do you add extra payments to amortization schedule?
Does my amortization schedule change with extra payments?
What happens if I pay 2 extra mortgage payments a year?

Payment Date	Payment #	Interest	Principal	Total Payment	Balance
Mortgage Calculator Results
Mortgage Amount:	$500,000.00
Monthly Principal & Interest:	$2,315.58
Monthly Extra Payment:	$0.00
Total Monthly Payment:	$2,315.58
Total # Of Payments:	360
Start Date:	Oct, 2022
Payoff Date:	Sep, 2052
Principal:	$500,000.00
Total Extra Payment:	$0.00
Total Interest Paid:	$333,608.06
Total of all Payments:	$833,608.06
Mortgage Amortization Schedule
Oct, 2022	1	$1,562.50	$753.08	$2,315.58	$499,246.92
Nov, 2022	2	$1,560.15	$755.43	$2,315.58	$498,491.49
Dec, 2022	3	$1,557.79	$757.79	$2,315.58	$497,733.70
Jan, 2023	4	$1,555.42	$760.16	$2,315.58	$496,973.54
Feb, 2023	5	$1,553.04	$762.54	$2,315.58	$496,211.00
Mar, 2023	6	$1,550.66	$764.92	$2,315.58	$495,446.08
Apr, 2023	7	$1,548.27	$767.31	$2,315.58	$494,678.78
May, 2023	8	$1,545.87	$769.71	$2,315.58	$493,909.07
Jun, 2023	9	$1,543.47	$772.11	$2,315.58	$493,136.96
Jul, 2023	10	$1,541.05	$774.52	$2,315.58	$492,362.43
Aug, 2023	11	$1,538.63	$776.95	$2,315.58	$491,585.49
Sep, 2023	12	$1,536.20	$779.37	$2,315.58	$490,806.11
Oct, 2023	13	$1,533.77	$781.81	$2,315.58	$490,024.30
Nov, 2023	14	$1,531.33	$784.25	$2,315.58	$489,240.05
Dec, 2023	15	$1,528.88	$786.70	$2,315.58	$488,453.35
Jan, 2024	16	$1,526.42	$789.16	$2,315.58	$487,664.19
Feb, 2024	17	$1,523.95	$791.63	$2,315.58	$486,872.56
Mar, 2024	18	$1,521.48	$794.10	$2,315.58	$486,078.46
Apr, 2024	19	$1,519.00	$796.58	$2,315.58	$485,281.88
May, 2024	20	$1,516.51	$799.07	$2,315.58	$484,482.80
Jun, 2024	21	$1,514.01	$801.57	$2,315.58	$483,681.24
Jul, 2024	22	$1,511.50	$804.07	$2,315.58	$482,877.16
Aug, 2024	23	$1,508.99	$806.59	$2,315.58	$482,070.57
Sep, 2024	24	$1,506.47	$809.11	$2,315.58	$481,261.47
Oct, 2024	25	$1,503.94	$811.64	$2,315.58	$480,449.83
Nov, 2024	26	$1,501.41	$814.17	$2,315.58	$479,635.66
Dec, 2024	27	$1,498.86	$816.72	$2,315.58	$478,818.94
Jan, 2025	28	$1,496.31	$819.27	$2,315.58	$477,999.67
Feb, 2025	29	$1,493.75	$821.83	$2,315.58	$477,177.84
Mar, 2025	30	$1,491.18	$824.40	$2,315.58	$476,353.45
Apr, 2025	31	$1,488.60	$826.97	$2,315.58	$475,526.47
May, 2025	32	$1,486.02	$829.56	$2,315.58	$474,696.92
Jun, 2025	33	$1,483.43	$832.15	$2,315.58	$473,864.77
Jul, 2025	34	$1,480.83	$834.75	$2,315.58	$473,030.02
Aug, 2025	35	$1,478.22	$837.36	$2,315.58	$472,192.66
Sep, 2025	36	$1,475.60	$839.98	$2,315.58	$471,352.68
Oct, 2025	37	$1,472.98	$842.60	$2,315.58	$470,510.08
Nov, 2025	38	$1,470.34	$845.23	$2,315.58	$469,664.85
Dec, 2025	39	$1,467.70	$847.88	$2,315.58	$468,816.97
Jan, 2026	40	$1,465.05	$850.52	$2,315.58	$467,966.45
Feb, 2026	41	$1,462.40	$853.18	$2,315.58	$467,113.26
Mar, 2026	42	$1,459.73	$855.85	$2,315.58	$466,257.41
Apr, 2026	43	$1,457.05	$858.52	$2,315.58	$465,398.89
May, 2026	44	$1,454.37	$861.21	$2,315.58	$464,537.68
Jun, 2026	45	$1,451.68	$863.90	$2,315.58	$463,673.79
Jul, 2026	46	$1,448.98	$866.60	$2,315.58	$462,807.19
Aug, 2026	47	$1,446.27	$869.31	$2,315.58	$461,937.88
Sep, 2026	48	$1,443.56	$872.02	$2,315.58	$461,065.86
Oct, 2026	49	$1,440.83	$874.75	$2,315.58	$460,191.11
Nov, 2026	50	$1,438.10	$877.48	$2,315.58	$459,313.63
Dec, 2026	51	$1,435.36	$880.22	$2,315.58	$458,433.41
Jan, 2027	52	$1,432.60	$882.97	$2,315.58	$457,550.44
Feb, 2027	53	$1,429.85	$885.73	$2,315.58	$456,664.70
Mar, 2027	54	$1,427.08	$888.50	$2,315.58	$455,776.20
Apr, 2027	55	$1,424.30	$891.28	$2,315.58	$454,884.93
May, 2027	56	$1,421.52	$894.06	$2,315.58	$453,990.86
Jun, 2027	57	$1,418.72	$896.86	$2,315.58	$453,094.01
Jul, 2027	58	$1,415.92	$899.66	$2,315.58	$452,194.35
Aug, 2027	59	$1,413.11	$902.47	$2,315.58	$451,291.88
Sep, 2027	60	$1,410.29	$905.29	$2,315.58	$450,386.59
Oct, 2027	61	$1,407.46	$908.12	$2,315.58	$449,478.47
Nov, 2027	62	$1,404.62	$910.96	$2,315.58	$448,567.51
Dec, 2027	63	$1,401.77	$913.80	$2,315.58	$447,653.70
Jan, 2028	64	$1,398.92	$916.66	$2,315.58	$446,737.04
Feb, 2028	65	$1,396.05	$919.52	$2,315.58	$445,817.52
Mar, 2028	66	$1,393.18	$922.40	$2,315.58	$444,895.12
Apr, 2028	67	$1,390.30	$925.28	$2,315.58	$443,969.84
May, 2028	68	$1,387.41	$928.17	$2,315.58	$443,041.67
Jun, 2028	69	$1,384.51	$931.07	$2,315.58	$442,110.60
Jul, 2028	70	$1,381.60	$933.98	$2,315.58	$441,176.61
Aug, 2028	71	$1,378.68	$936.90	$2,315.58	$440,239.71
Sep, 2028	72	$1,375.75	$939.83	$2,315.58	$439,299.88
Oct, 2028	73	$1,372.81	$942.77	$2,315.58	$438,357.12
Nov, 2028	74	$1,369.87	$945.71	$2,315.58	$437,411.41
Dec, 2028	75	$1,366.91	$948.67	$2,315.58	$436,462.74
Jan, 2029	76	$1,363.95	$951.63	$2,315.58	$435,511.11
Feb, 2029	77	$1,360.97	$954.61	$2,315.58	$434,556.50
Mar, 2029	78	$1,357.99	$957.59	$2,315.58	$433,598.91
Apr, 2029	79	$1,355.00	$960.58	$2,315.58	$432,638.33
May, 2029	80	$1,351.99	$963.58	$2,315.58	$431,674.75
Jun, 2029	81	$1,348.98	$966.59	$2,315.58	$430,708.15
Jul, 2029	82	$1,345.96	$969.61	$2,315.58	$429,738.54
Aug, 2029	83	$1,342.93	$972.65	$2,315.58	$428,765.89
Sep, 2029	84	$1,339.89	$975.68	$2,315.58	$427,790.21
Oct, 2029	85	$1,336.84	$978.73	$2,315.58	$426,811.47
Nov, 2029	86	$1,333.79	$981.79	$2,315.58	$425,829.68
Dec, 2029	87	$1,330.72	$984.86	$2,315.58	$424,844.82
Jan, 2030	88	$1,327.64	$987.94	$2,315.58	$423,856.88
Feb, 2030	89	$1,324.55	$991.03	$2,315.58	$422,865.86
Mar, 2030	90	$1,321.46	$994.12	$2,315.58	$421,871.74
Apr, 2030	91	$1,318.35	$997.23	$2,315.58	$420,874.51
May, 2030	92	$1,315.23	$1,000.35	$2,315.58	$419,874.16
Jun, 2030	93	$1,312.11	$1,003.47	$2,315.58	$418,870.69
Jul, 2030	94	$1,308.97	$1,006.61	$2,315.58	$417,864.08
Aug, 2030	95	$1,305.83	$1,009.75	$2,315.58	$416,854.33
Sep, 2030	96	$1,302.67	$1,012.91	$2,315.58	$415,841.42
Oct, 2030	97	$1,299.50	$1,016.07	$2,315.58	$414,825.35
Nov, 2030	98	$1,296.33	$1,019.25	$2,315.58	$413,806.10
Dec, 2030	99	$1,293.14	$1,022.43	$2,315.58	$412,783.67
Jan, 2031	100	$1,289.95	$1,025.63	$2,315.58	$411,758.04
Feb, 2031	101	$1,286.74	$1,028.83	$2,315.58	$410,729.20
Mar, 2031	102	$1,283.53	$1,032.05	$2,315.58	$409,697.16
Apr, 2031	103	$1,280.30	$1,035.27	$2,315.58	$408,661.88
May, 2031	104	$1,277.07	$1,038.51	$2,315.58	$407,623.37
Jun, 2031	105	$1,273.82	$1,041.75	$2,315.58	$406,581.62
Jul, 2031	106	$1,270.57	$1,045.01	$2,315.58	$405,536.61
Aug, 2031	107	$1,267.30	$1,048.28	$2,315.58	$404,488.33
Sep, 2031	108	$1,264.03	$1,051.55	$2,315.58	$403,436.78
Oct, 2031	109	$1,260.74	$1,054.84	$2,315.58	$402,381.94
Nov, 2031	110	$1,257.44	$1,058.13	$2,315.58	$401,323.81
Dec, 2031	111	$1,254.14	$1,061.44	$2,315.58	$400,262.36
Jan, 2032	112	$1,250.82	$1,064.76	$2,315.58	$399,197.61
Feb, 2032	113	$1,247.49	$1,068.09	$2,315.58	$398,129.52
Mar, 2032	114	$1,244.15	$1,071.42	$2,315.58	$397,058.10
Apr, 2032	115	$1,240.81	$1,074.77	$2,315.58	$395,983.33
May, 2032	116	$1,237.45	$1,078.13	$2,315.58	$394,905.20
Jun, 2032	117	$1,234.08	$1,081.50	$2,315.58	$393,823.70
Jul, 2032	118	$1,230.70	$1,084.88	$2,315.58	$392,738.82
Aug, 2032	119	$1,227.31	$1,088.27	$2,315.58	$391,650.55
Sep, 2032	120	$1,223.91	$1,091.67	$2,315.58	$390,558.88
Oct, 2032	121	$1,220.50	$1,095.08	$2,315.58	$389,463.80
Nov, 2032	122	$1,217.07	$1,098.50	$2,315.58	$388,365.29
Dec, 2032	123	$1,213.64	$1,101.94	$2,315.58	$387,263.36
Jan, 2033	124	$1,210.20	$1,105.38	$2,315.58	$386,157.98
Feb, 2033	125	$1,206.74	$1,108.83	$2,315.58	$385,049.14
Mar, 2033	126	$1,203.28	$1,112.30	$2,315.58	$383,936.84
Apr, 2033	127	$1,199.80	$1,115.78	$2,315.58	$382,821.07
May, 2033	128	$1,196.32	$1,119.26	$2,315.58	$381,701.81
Jun, 2033	129	$1,192.82	$1,122.76	$2,315.58	$380,579.05
Jul, 2033	130	$1,189.31	$1,126.27	$2,315.58	$379,452.78
Aug, 2033	131	$1,185.79	$1,129.79	$2,315.58	$378,322.99
Sep, 2033	132	$1,182.26	$1,133.32	$2,315.58	$377,189.67
Oct, 2033	133	$1,178.72	$1,136.86	$2,315.58	$376,052.81
Nov, 2033	134	$1,175.17	$1,140.41	$2,315.58	$374,912.40
Dec, 2033	135	$1,171.60	$1,143.98	$2,315.58	$373,768.42
Jan, 2034	136	$1,168.03	$1,147.55	$2,315.58	$372,620.87
Feb, 2034	137	$1,164.44	$1,151.14	$2,315.58	$371,469.73
Mar, 2034	138	$1,160.84	$1,154.74	$2,315.58	$370,315.00
Apr, 2034	139	$1,157.23	$1,158.34	$2,315.58	$369,156.65
May, 2034	140	$1,153.61	$1,161.96	$2,315.58	$367,994.69
Jun, 2034	141	$1,149.98	$1,165.59	$2,315.58	$366,829.10
Jul, 2034	142	$1,146.34	$1,169.24	$2,315.58	$365,659.86
Aug, 2034	143	$1,142.69	$1,172.89	$2,315.58	$364,486.97
Sep, 2034	144	$1,139.02	$1,176.56	$2,315.58	$363,310.41
Oct, 2034	145	$1,135.35	$1,180.23	$2,315.58	$362,130.18
Nov, 2034	146	$1,131.66	$1,183.92	$2,315.58	$360,946.26
Dec, 2034	147	$1,127.96	$1,187.62	$2,315.58	$359,758.64
Jan, 2035	148	$1,124.25	$1,191.33	$2,315.58	$358,567.30
Feb, 2035	149	$1,120.52	$1,195.06	$2,315.58	$357,372.25
Mar, 2035	150	$1,116.79	$1,198.79	$2,315.58	$356,173.46
Apr, 2035	151	$1,113.04	$1,202.54	$2,315.58	$354,970.92
May, 2035	152	$1,109.28	$1,206.29	$2,315.58	$353,764.63
Jun, 2035	153	$1,105.51	$1,210.06	$2,315.58	$352,554.57
Jul, 2035	154	$1,101.73	$1,213.84	$2,315.58	$351,340.72
Aug, 2035	155	$1,097.94	$1,217.64	$2,315.58	$350,123.08
Sep, 2035	156	$1,094.13	$1,221.44	$2,315.58	$348,901.64
Oct, 2035	157	$1,090.32	$1,225.26	$2,315.58	$347,676.38
Nov, 2035	158	$1,086.49	$1,229.09	$2,315.58	$346,447.29
Dec, 2035	159	$1,082.65	$1,232.93	$2,315.58	$345,214.36
Jan, 2036	160	$1,078.79	$1,236.78	$2,315.58	$343,977.58
Feb, 2036	161	$1,074.93	$1,240.65	$2,315.58	$342,736.93
Mar, 2036	162	$1,071.05	$1,244.53	$2,315.58	$341,492.40
Apr, 2036	163	$1,067.16	$1,248.41	$2,315.58	$340,243.99
May, 2036	164	$1,063.26	$1,252.32	$2,315.58	$338,991.67
Jun, 2036	165	$1,059.35	$1,256.23	$2,315.58	$337,735.45
Jul, 2036	166	$1,055.42	$1,260.15	$2,315.58	$336,475.29
Aug, 2036	167	$1,051.49	$1,264.09	$2,315.58	$335,211.20
Sep, 2036	168	$1,047.53	$1,268.04	$2,315.58	$333,943.16
Oct, 2036	169	$1,043.57	$1,272.01	$2,315.58	$332,671.15
Nov, 2036	170	$1,039.60	$1,275.98	$2,315.58	$331,395.17
Dec, 2036	171	$1,035.61	$1,279.97	$2,315.58	$330,115.20
Jan, 2037	172	$1,031.61	$1,283.97	$2,315.58	$328,831.23
Feb, 2037	173	$1,027.60	$1,287.98	$2,315.58	$327,543.25
Mar, 2037	174	$1,023.57	$1,292.01	$2,315.58	$326,251.25
Apr, 2037	175	$1,019.54	$1,296.04	$2,315.58	$324,955.20
May, 2037	176	$1,015.49	$1,300.09	$2,315.58	$323,655.11
Jun, 2037	177	$1,011.42	$1,304.16	$2,315.58	$322,350.96
Jul, 2037	178	$1,007.35	$1,308.23	$2,315.58	$321,042.72
Aug, 2037	179	$1,003.26	$1,312.32	$2,315.58	$319,730.41
Sep, 2037	180	$999.16	$1,316.42	$2,315.58	$318,413.98
Oct, 2037	181	$995.04	$1,320.53	$2,315.58	$317,093.45
Nov, 2037	182	$990.92	$1,324.66	$2,315.58	$315,768.79
Dec, 2037	183	$986.78	$1,328.80	$2,315.58	$314,439.99
Jan, 2038	184	$982.62	$1,332.95	$2,315.58	$313,107.04
Feb, 2038	185	$978.46	$1,337.12	$2,315.58	$311,769.92
Mar, 2038	186	$974.28	$1,341.30	$2,315.58	$310,428.62
Apr, 2038	187	$970.09	$1,345.49	$2,315.58	$309,083.13
May, 2038	188	$965.88	$1,349.69	$2,315.58	$307,733.44
Jun, 2038	189	$961.67	$1,353.91	$2,315.58	$306,379.53
Jul, 2038	190	$957.44	$1,358.14	$2,315.58	$305,021.39
Aug, 2038	191	$953.19	$1,362.39	$2,315.58	$303,659.00
Sep, 2038	192	$948.93	$1,366.64	$2,315.58	$302,292.36
Oct, 2038	193	$944.66	$1,370.91	$2,315.58	$300,921.44
Nov, 2038	194	$940.38	$1,375.20	$2,315.58	$299,546.24
Dec, 2038	195	$936.08	$1,379.50	$2,315.58	$298,166.75
Jan, 2039	196	$931.77	$1,383.81	$2,315.58	$296,782.94
Feb, 2039	197	$927.45	$1,388.13	$2,315.58	$295,394.81
Mar, 2039	198	$923.11	$1,392.47	$2,315.58	$294,002.34
Apr, 2039	199	$918.76	$1,396.82	$2,315.58	$292,605.52
May, 2039	200	$914.39	$1,401.19	$2,315.58	$291,204.33
Jun, 2039	201	$910.01	$1,405.56	$2,315.58	$289,798.77
Jul, 2039	202	$905.62	$1,409.96	$2,315.58	$288,388.81
Aug, 2039	203	$901.22	$1,414.36	$2,315.58	$286,974.45
Sep, 2039	204	$896.80	$1,418.78	$2,315.58	$285,555.67
Oct, 2039	205	$892.36	$1,423.22	$2,315.58	$284,132.45
Nov, 2039	206	$887.91	$1,427.66	$2,315.58	$282,704.79
Dec, 2039	207	$883.45	$1,432.13	$2,315.58	$281,272.66
Jan, 2040	208	$878.98	$1,436.60	$2,315.58	$279,836.06
Feb, 2040	209	$874.49	$1,441.09	$2,315.58	$278,394.97
Mar, 2040	210	$869.98	$1,445.59	$2,315.58	$276,949.38
Apr, 2040	211	$865.47	$1,450.11	$2,315.58	$275,499.26
May, 2040	212	$860.94	$1,454.64	$2,315.58	$274,044.62
Jun, 2040	213	$856.39	$1,459.19	$2,315.58	$272,585.43
Jul, 2040	214	$851.83	$1,463.75	$2,315.58	$271,121.69
Aug, 2040	215	$847.26	$1,468.32	$2,315.58	$269,653.36
Sep, 2040	216	$842.67	$1,472.91	$2,315.58	$268,180.45
Oct, 2040	217	$838.06	$1,477.51	$2,315.58	$266,702.94
Nov, 2040	218	$833.45	$1,482.13	$2,315.58	$265,220.81
Dec, 2040	219	$828.82	$1,486.76	$2,315.58	$263,734.04
Jan, 2041	220	$824.17	$1,491.41	$2,315.58	$262,242.63
Feb, 2041	221	$819.51	$1,496.07	$2,315.58	$260,746.56
Mar, 2041	222	$814.83	$1,500.74	$2,315.58	$259,245.82
Apr, 2041	223	$810.14	$1,505.43	$2,315.58	$257,740.38
May, 2041	224	$805.44	$1,510.14	$2,315.58	$256,230.25
Jun, 2041	225	$800.72	$1,514.86	$2,315.58	$254,715.39
Jul, 2041	226	$795.99	$1,519.59	$2,315.58	$253,195.79
Aug, 2041	227	$791.24	$1,524.34	$2,315.58	$251,671.45
Sep, 2041	228	$786.47	$1,529.10	$2,315.58	$250,142.35
Oct, 2041	229	$781.69	$1,533.88	$2,315.58	$248,608.47
Nov, 2041	230	$776.90	$1,538.68	$2,315.58	$247,069.79
Dec, 2041	231	$772.09	$1,543.48	$2,315.58	$245,526.30
Jan, 2042	232	$767.27	$1,548.31	$2,315.58	$243,978.00
Feb, 2042	233	$762.43	$1,553.15	$2,315.58	$242,424.85
Mar, 2042	234	$757.58	$1,558.00	$2,315.58	$240,866.85
Apr, 2042	235	$752.71	$1,562.87	$2,315.58	$239,303.98
May, 2042	236	$747.82	$1,567.75	$2,315.58	$237,736.23
Jun, 2042	237	$742.93	$1,572.65	$2,315.58	$236,163.57
Jul, 2042	238	$738.01	$1,577.57	$2,315.58	$234,586.01
Aug, 2042	239	$733.08	$1,582.50	$2,315.58	$233,003.51
Sep, 2042	240	$728.14	$1,587.44	$2,315.58	$231,416.07
Oct, 2042	241	$723.18	$1,592.40	$2,315.58	$229,823.67
Nov, 2042	242	$718.20	$1,597.38	$2,315.58	$228,226.29
Dec, 2042	243	$713.21	$1,602.37	$2,315.58	$226,623.92
Jan, 2043	244	$708.20	$1,607.38	$2,315.58	$225,016.54
Feb, 2043	245	$703.18	$1,612.40	$2,315.58	$223,404.14
Mar, 2043	246	$698.14	$1,617.44	$2,315.58	$221,786.70
Apr, 2043	247	$693.08	$1,622.49	$2,315.58	$220,164.20
May, 2043	248	$688.01	$1,627.56	$2,315.58	$218,536.64
Jun, 2043	249	$682.93	$1,632.65	$2,315.58	$216,903.99
Jul, 2043	250	$677.82	$1,637.75	$2,315.58	$215,266.23
Aug, 2043	251	$672.71	$1,642.87	$2,315.58	$213,623.36
Sep, 2043	252	$667.57	$1,648.00	$2,315.58	$211,975.36
Oct, 2043	253	$662.42	$1,653.15	$2,315.58	$210,322.20
Nov, 2043	254	$657.26	$1,658.32	$2,315.58	$208,663.88
Dec, 2043	255	$652.07	$1,663.50	$2,315.58	$207,000.38
Jan, 2044	256	$646.88	$1,668.70	$2,315.58	$205,331.68
Feb, 2044	257	$641.66	$1,673.92	$2,315.58	$203,657.76
Mar, 2044	258	$636.43	$1,679.15	$2,315.58	$201,978.61
Apr, 2044	259	$631.18	$1,684.39	$2,315.58	$200,294.22
May, 2044	260	$625.92	$1,689.66	$2,315.58	$198,604.56
Jun, 2044	261	$620.64	$1,694.94	$2,315.58	$196,909.62
Jul, 2044	262	$615.34	$1,700.24	$2,315.58	$195,209.39
Aug, 2044	263	$610.03	$1,705.55	$2,315.58	$193,503.84
Sep, 2044	264	$604.70	$1,710.88	$2,315.58	$191,792.96
Oct, 2044	265	$599.35	$1,716.22	$2,315.58	$190,076.73
Nov, 2044	266	$593.99	$1,721.59	$2,315.58	$188,355.15
Dec, 2044	267	$588.61	$1,726.97	$2,315.58	$186,628.18
Jan, 2045	268	$583.21	$1,732.36	$2,315.58	$184,895.81
Feb, 2045	269	$577.80	$1,737.78	$2,315.58	$183,158.03
Mar, 2045	270	$572.37	$1,743.21	$2,315.58	$181,414.82
Apr, 2045	271	$566.92	$1,748.66	$2,315.58	$179,666.17
May, 2045	272	$561.46	$1,754.12	$2,315.58	$177,912.05
Jun, 2045	273	$555.98	$1,759.60	$2,315.58	$176,152.44
Jul, 2045	274	$550.48	$1,765.10	$2,315.58	$174,387.34
Aug, 2045	275	$544.96	$1,770.62	$2,315.58	$172,616.72
Sep, 2045	276	$539.43	$1,776.15	$2,315.58	$170,840.57
Oct, 2045	277	$533.88	$1,781.70	$2,315.58	$169,058.87
Nov, 2045	278	$528.31	$1,787.27	$2,315.58	$167,271.60
Dec, 2045	279	$522.72	$1,792.85	$2,315.58	$165,478.75
Jan, 2046	280	$517.12	$1,798.46	$2,315.58	$163,680.29
Feb, 2046	281	$511.50	$1,804.08	$2,315.58	$161,876.22
Mar, 2046	282	$505.86	$1,809.71	$2,315.58	$160,066.50
Apr, 2046	283	$500.21	$1,815.37	$2,315.58	$158,251.13
May, 2046	284	$494.53	$1,821.04	$2,315.58	$156,430.09
Jun, 2046	285	$488.84	$1,826.73	$2,315.58	$154,603.35
Jul, 2046	286	$483.14	$1,832.44	$2,315.58	$152,770.91
Aug, 2046	287	$477.41	$1,838.17	$2,315.58	$150,932.74
Sep, 2046	288	$471.66	$1,843.91	$2,315.58	$149,088.83
Oct, 2046	289	$465.90	$1,849.68	$2,315.58	$147,239.15
Nov, 2046	290	$460.12	$1,855.46	$2,315.58	$145,383.70
Dec, 2046	291	$454.32	$1,861.25	$2,315.58	$143,522.44
Jan, 2047	292	$448.51	$1,867.07	$2,315.58	$141,655.37
Feb, 2047	293	$442.67	$1,872.90	$2,315.58	$139,782.47
Mar, 2047	294	$436.82	$1,878.76	$2,315.58	$137,903.71
Apr, 2047	295	$430.95	$1,884.63	$2,315.58	$136,019.08
May, 2047	296	$425.06	$1,890.52	$2,315.58	$134,128.56
Jun, 2047	297	$419.15	$1,896.43	$2,315.58	$132,232.14
Jul, 2047	298	$413.23	$1,902.35	$2,315.58	$130,329.79
Aug, 2047	299	$407.28	$1,908.30	$2,315.58	$128,421.49
Sep, 2047	300	$401.32	$1,914.26	$2,315.58	$126,507.23
Oct, 2047	301	$395.34	$1,920.24	$2,315.58	$124,586.98
Nov, 2047	302	$389.33	$1,926.24	$2,315.58	$122,660.74
Dec, 2047	303	$383.31	$1,932.26	$2,315.58	$120,728.48
Jan, 2048	304	$377.28	$1,938.30	$2,315.58	$118,790.18
Feb, 2048	305	$371.22	$1,944.36	$2,315.58	$116,845.82
Mar, 2048	306	$365.14	$1,950.43	$2,315.58	$114,895.38
Apr, 2048	307	$359.05	$1,956.53	$2,315.58	$112,938.85
May, 2048	308	$352.93	$1,962.64	$2,315.58	$110,976.21
Jun, 2048	309	$346.80	$1,968.78	$2,315.58	$109,007.43
Jul, 2048	310	$340.65	$1,974.93	$2,315.58	$107,032.50
Aug, 2048	311	$334.48	$1,981.10	$2,315.58	$105,051.40
Sep, 2048	312	$328.29	$1,987.29	$2,315.58	$103,064.11
Oct, 2048	313	$322.08	$1,993.50	$2,315.58	$101,070.61
Nov, 2048	314	$315.85	$1,999.73	$2,315.58	$99,070.87
Dec, 2048	315	$309.60	$2,005.98	$2,315.58	$97,064.89
Jan, 2049	316	$303.33	$2,012.25	$2,315.58	$95,052.64
Feb, 2049	317	$297.04	$2,018.54	$2,315.58	$93,034.10
Mar, 2049	318	$290.73	$2,024.85	$2,315.58	$91,009.26
Apr, 2049	319	$284.40	$2,031.17	$2,315.58	$88,978.08
May, 2049	320	$278.06	$2,037.52	$2,315.58	$86,940.56
Jun, 2049	321	$271.69	$2,043.89	$2,315.58	$84,896.67
Jul, 2049	322	$265.30	$2,050.28	$2,315.58	$82,846.40
Aug, 2049	323	$258.89	$2,056.68	$2,315.58	$80,789.71
Sep, 2049	324	$252.47	$2,063.11	$2,315.58	$78,726.60
Oct, 2049	325	$246.02	$2,069.56	$2,315.58	$76,657.05
Nov, 2049	326	$239.55	$2,076.02	$2,315.58	$74,581.02
Dec, 2049	327	$233.07	$2,082.51	$2,315.58	$72,498.51
Jan, 2050	328	$226.56	$2,089.02	$2,315.58	$70,409.49
Feb, 2050	329	$220.03	$2,095.55	$2,315.58	$68,313.94
Mar, 2050	330	$213.48	$2,102.10	$2,315.58	$66,211.84
Apr, 2050	331	$206.91	$2,108.67	$2,315.58	$64,103.18
May, 2050	332	$200.32	$2,115.26	$2,315.58	$61,987.92
Jun, 2050	333	$193.71	$2,121.87	$2,315.58	$59,866.06
Jul, 2050	334	$187.08	$2,128.50	$2,315.58	$57,737.56
Aug, 2050	335	$180.43	$2,135.15	$2,315.58	$55,602.41
Sep, 2050	336	$173.76	$2,141.82	$2,315.58	$53,460.59
Oct, 2050	337	$167.06	$2,148.51	$2,315.58	$51,312.08
Nov, 2050	338	$160.35	$2,155.23	$2,315.58	$49,156.85
Dec, 2050	339	$153.62	$2,161.96	$2,315.58	$46,994.89
Jan, 2051	340	$146.86	$2,168.72	$2,315.58	$44,826.17
Feb, 2051	341	$140.08	$2,175.50	$2,315.58	$42,650.67
Mar, 2051	342	$133.28	$2,182.29	$2,315.58	$40,468.38
Apr, 2051	343	$126.46	$2,189.11	$2,315.58	$38,279.26
May, 2051	344	$119.62	$2,195.96	$2,315.58	$36,083.31
Jun, 2051	345	$112.76	$2,202.82	$2,315.58	$33,880.49
Jul, 2051	346	$105.88	$2,209.70	$2,315.58	$31,670.79
Aug, 2051	347	$98.97	$2,216.61	$2,315.58	$29,454.18
Sep, 2051	348	$92.04	$2,223.53	$2,315.58	$27,230.65
Oct, 2051	349	$85.10	$2,230.48	$2,315.58	$25,000.17
Nov, 2051	350	$78.13	$2,237.45	$2,315.58	$22,762.71
Dec, 2051	351	$71.13	$2,244.44	$2,315.58	$20,518.27
Jan, 2052	352	$64.12	$2,251.46	$2,315.58	$18,266.81
Feb, 2052	353	$57.08	$2,258.49	$2,315.58	$16,008.32
Mar, 2052	354	$50.03	$2,265.55	$2,315.58	$13,742.77
Apr, 2052	355	$42.95	$2,272.63	$2,315.58	$11,470.13
May, 2052	356	$35.84	$2,279.73	$2,315.58	$9,190.40
Jun, 2052	357	$28.72	$2,286.86	$2,315.58	$6,903.54
Jul, 2052	358	$21.57	$2,294.00	$2,315.58	$4,609.54
Aug, 2052	359	$14.40	$2,301.17	$2,315.58	$2,308.36
Sep, 2052	360	$7.21	$2,308.36	$2,315.58	$0.00

Amortization Schedule with Extra Payments

Extra payments allow borrowers to pay off their home mortgages or personal loans faster. By making extra payments on a regular basis, or a large one-time lump sum payment toward principal may save a borrower thousands of dollars in interest payments, and may even cut a few years of the loan terms depending on the size of your extra payments. The amortization schedule with extra payments shows borrowers exactly how much interest they can save by making extra payments and the payoff date. The amortization schedule gives users four options, a one-time lump sum payment or recurring biweekly, monthly, quarterly, and annual extra payments.

How do I create a loan amortization schedule with extra payments in Excel?

How to make a loan amortization schedule with extra payments in Excel.

Define input cells. As usual, begin with setting up the input cells. ... .

Calculate a scheduled payment. ... .

Set up the amortization table. ... .

Build formulas for amortization schedule with extra payments. ... .

Hide extra periods. ... .

Make a loan summary..

How do you add extra payments to amortization schedule?

Amortization Calculator If you would like to make one additional payment each year, multiply the amount by the duration of the loan. For example, for an additional $600 a year on a 30-year loan, enter $18,000.

Does my amortization schedule change with extra payments?

How extra payments affect your amortization schedule. You do have the option to pay extra toward your mortgage, which will alter your amortization schedule. Paying extra can be a good way to save money in the long run, because the money will go toward your principal, not the interest.

What happens if I pay 2 extra mortgage payments a year?

Making additional principal payments will shorten the length of your mortgage term and allow you to build equity faster. Because your balance is being paid down faster, you'll have fewer total payments to make, in-turn leading to more savings.