Continental life insurance company of brentwood tennessee

Medicare is a federal government health insurance program for people who are 65 or older. Younger people with certain disabilities may also qualify. Medicare is divided into“parts”, which cover specific services.

  • Part A - Hospital Insurance
  • Part B - Medical Insurance & Doctor Visits
  • Part C - Medicare Advantage
  • Part D - Prescription Drug Coverage
  • Medicare Supplement Insurance Plans (Medigap)

What is Medicare Part A - Hospital Insurance?

Medicare Part A is a health insurance program administered by the federal government which primarily covers inpatient hospital care, but also covers skilled nursing facility, hospice care, and home health care costs. Part A and Part B are also known as “Original Medicare”.

Learn more about Medicare Part A - Hospital Insurance

What is Medicare Part B - Medical Insurance & Doctors Visits?

Medicare Part B is a health insurance program administered by the federal government which primarily covers non-hospital medical needs including doctor services, outpatient care, lab work, ambulance, and medical equipment costs. Part A and Part B are also known as “Original Medicare”.

Learn more about Medicare Part B - Medical Insurance & Doctors Visits

What is Medicare Part C - Medicare Advantage?

Medicare Part C is also known as Medicare Advantage or MA plans, which “bundles” Original Medicare Part A and Part B into one health insurance plan. Original Medicare is a health insurance program administered by the federal government, but Medicare Advantage plans are offered by health insurance companies approved by the federal government.

Most Medicare Advantage plans also bundle Part D - prescription drug coverage.

Medicare Advantage can also include extra services not included in Part A and Part B, such as vision, hearing, dental, and wellness programs.

Learn more about Medicare Part C - Medicare Advantage

What is Medicare Part D - Prescription Drug Coverage?

Medicare Part D is prescription drug coverage, which can be combined with other Medicare health insurance. Part D plans are offered by health insurance companies which are approved by the federal government.

It is optional to add a Part D plan to Original Medicare Part A and B, Medicare Supplement Insurance (Medigap) plans, or Part C - Medicare Advantage plans (however many Medicare Advantage plans already include Part D coverage).

Learn more about Medicare Part D - Prescription Drug Coverage

What are Medicare Supplement Insurance plans (Medigap)?

Medicare Supplement Insurance Plans cover costs not included in Original Medicare Part A and Part B, including deductibles, copays, and coinsurance. Medicare Supplement Insurance Plans are also known as Medigap, because they cover the “gaps” in Part A and B. Although Original Medicare is administered by the federal government, Medigap plans are offered by health insurance companies approved by the federal government.

Learn more about Medicare Supplement Insurance (Medigap) Plans

Have you heard of Continental Life Insurance Company (CLI)? If you haven’t then you need to, because they’re an Aetna Company. Located in Brentwood, Tennessee and founded in 1983, Continental Life has an interesting past. They became a member of the Genworth Company in 2006 and in 2011 they became an official member and subsidiary of the Aetna family. For over 25 years, the Continental Life Insurance Company has been a benchmark for providing excellent insurance products. 

Why choose Continental Life? – CLI understands that Medicare Supplemental plans are all created equal. However, it’s each Medigap company’s service and support that sets them apart.

Continental life insurance company of brentwood tennessee

Continental Life Insurance company Ratings

Continental Life is financially strong and has been graded from these popular rating agencies:

Continental Life Insurance Company Details

DETAILS RESULTS
A.M. Best Rating: A
Better Business Bureau: A+
Phone: 1-800 264-4000
Address: P.O. Box 981106 El Paso, TX 79998-1106
Website: https://www.aetnaseniorproducts.com

Continental Life Medicare Supplement

Continental Life Medicare Supplement plans help to pay your copays,  coinsurance, deductibles, as well as your other out-of-pocket health care costs. They are a highly recommended Medicare Supplement company.

A Continental Life Medicare Supplement policy offers you the following:

  • 12-month guaranteed rate
  • 30-day “free look period”
  • Guaranteed lifetime renewable health insurance
  • Freedom to go to any physician or hospital that accepts Medicare
  • Most Medigap plans have some foreign travel coverage

What are the biggest advantages of purchasing a Continental Life Medicare plan?

  • Excellent rates
  • Market experience
  • 2 Policy holder discount
  • Simple application
  • Customer satisfaction
  • Policies issued quickly

What Continental Life Medicare Supplement Plans are sold?

Continental Life sells several Medigap plans, including the 3 most popular Medicare Supplement Plans:

  • Medicare Supplement Plan A
  • Medicare Supplement Plan B
  • Medicare Supplement Plan C
  • Medicare Supplement Plan D
  • Medicare Supplement Plan F
  • Medicare Supplement Plan G
  • Medicare Supplement Plan K
  • Medicare Supplement Plan L
  • Medicare Supplement Plan M
  • Medicare Supplement Plan N

*Medigap Plans may vary by state and insurance carrier. Please contact one of our licensed Medicare Supplement agents at (888) 411-1329 to check availability and rates in your area.

Let’s look more closely into the 3 most popular Continental Life Medigap plans and their benefits:

Continental Life Plan F

Continental Life Supplemental Plan F has been the most popular Medigap plan. The reason is because Medigap Plan F provides the most complete coverage when comparing all of the Medigap supplement plans. With Continental Life Plan F, you usually won’t come into a situation where you’ll experience out of pocket spending towards your Medicare Part A or Part B services.

Plan F Overview

Medicare Supplement Benefits Plan F Covers?
Medicare Part A coinsurance & hospital costs (up to additional 365 days after medicare benefits are used Yes
Medicare Part B coinsurance or copayment Yes
Blood (first 3 pints) 3 Yes
Part A hospice care coinsurance or copayment Yes
Skilled nursing facility care coinsurance Yes
Part A deductible Yes
Part B deductible Yes
Part B excess charges Yes
Foreign travel emergency (up to plan limits) Yes

As of January 1, 2020, Plans C, F and High Deductible F cannot be sold to those newly eligible for Medicare. Newly eligible is defined as anyone who: (a) attains age 65 on or after January 1, 2020

Continental Life Plan G

Continental Life Medicare Supplement Plan G comes in as the 2nd most popular Medigap plan. Continental Life Plan G offers all the coverage benefits of a Plan F except for Medicare’s Part B deductible. You’ll be responsible for paying for your Part B deductible.

Medigap Plan G is great for people who want to save money by simply paying the Part B deductible on their own. Plan G also has a pretty stable rate increase history.

Plan G Overview

Medicare Supplement Benefits Plan G Covers?
Medicare Part A coinsurance & hospital costs (up to additional 365 days after medicare benefits are used Yes
Medicare Part B coinsurance or copayment Yes
Blood (first 3 pints) 3 Yes
Part A hospice care coinsurance or copayment Yes
Skilled nursing facility care coinsurance Yes
Part A deductible Yes
Part B deductible Yes
Part B excess charges Yes
Foreign travel emergency (up to plan limits) Yes

Continental Life medicare supplement rates

How Much Do Continental Life Supplement Insurance Plans Cost? Prices will vary in price depending on factors such as your gender, location, age, tobacco use and sometimes your health. To give you an idea of the costs of the most popular plans F, G, and N we can provide you a custom quote. Get started by clicking on "GET QUOTES" on this page.

Continental Life Plan N

The 3rd most popular plan is Continental Life Medicare Supplement Plan N.  However, that doesn’t mean it’s 3rd best. Continental Life Plan N provides excellent value because of it’s lower cost and coverage benefits. 

With Medigap Plan N, you’ll receive help with all of your coverage gaps except for the Part B deductible, some copayments when visiting your doctor & emergency rooms, as well as your excess charges.

Applying with Continental Life Insurance Company 

To apply and be eligible for Medicare supplement insurance with Continental Life (CLI) or any of the many other top rated Medigap companies you have to be eligible for Medicare. That means you must be currently enrolled or pending enrollment in Original Medicare Parts A and B.

You can get help today by reaching a Medicare expert here at REMEDIGAP by calling us at (888) 411-1329. We’re happy to answer any of your Medicare questions that you have. We’re here to guide you through these next steps that you’ll need to take to secure the absolute best coverage for your budget and health.

Who bought Continental Life Insurance Company?

Continental Life was acquired by Aetna in 2011, one of the largest health insurance companies in the United States. Aetna serves over 39 million people.

Is Aetna the same as American Continental?

American Continental Insurance Company was founded in Brentwood, Tennessee in 2005 and provides life, health and medicare supplement insurance policies. The company became an official subsidiary and member of the Aetna family in 2011.