What credit score is needed for harley davidson financing

Bad Credit, Bankruptcy, Repo's, Slow Pay's. We Can Help You Get The Harley-Davidson® Of Your Dreams

We Have Loans For People With Bad Credit

At American Eagle Harley-Davidson® we understand people go through hard times and we offer many different types of loans to help you re-establish your credit and get the Harley-Davidson® of your dreams.

Do you have low credit scores, but have good income but you have been unable to qualify for a loan. Call us and let us get you approved on program to re-build your credit. Do you make good money but have had late payments because of medical bills, divorce or loss of job, we can help get you approved on a Harley-Davidson® even with bad credit. We offer special financing on Harley-Davidson® for people with bad credit.

We have credit programs for people needing to get a loan on a used Harley-Davidson®. Our banks and lenders are some of the most aggressive on Harley-Davidson® in the banking industry. Come visit us in Corinth, Texas, and let us help you get the Harley® motorcycle you've been looking for! We're located near the areas of Carrollton, Lewisville, and Denton, TX

Our special financing department works with people every day with:

  • Low credit scores
  • Have short time on a job or even self-employed and have a hard time proving income.
  • Filed for bankruptcy once, even twice.
  • Slow pays to Harley-Davidson® credit
  • Had a loan with Harley-Davidson®, but had to let the bike go back to Harley-Davidson® credit.

Go ahead and get started, apply for credit with our special finance dept:

Start Re-Building Your Credit Here

Have questions about our approval process contact us.

What credit score do you need to finance a Harley?

Benefits of Financing with Harley-Davidson

There is no minimum credit score to be approved for a loan, and military members may also qualify for reduced rates, flexible term options, and a $0 down payment.

Should you finance through Harley Davidson?

Harley-Davidson edges out its competitors as the best manufacturer financing option because it allows you to get a loan for both new and used motorcycles. And, you can wrap in extra costs, like accessories or service plans, into your loan, so you have just one easy monthly payment.

What credit score is needed to buy a motorcycle?

Most lenders require a credit score of 620 in order to get motorcycle financing. If your score is below 620, you may still be able to find a lender to work with you.

Does Capital One Do motorcycle loans?

Capital One Motorcycle Loans is a auto loan provider. If you’re looking for a car loan (and your credit score isn’t great) Capital One Motorcycle Loans offers loans — with a catch. In general, loans from sub-prime lenders mean higher rates. You can take a higher interest loan and pay thousands in unnecessary fees.

Does Harley ever do 0 financing?

*Financing offer available only on new Harley-Davidson® motorcycles financed through Eaglemark Savings Bank and is subject to credit approval. No down payment, no interest for the first 90 days and no payments for the first 120 days. … Offer available through authorized Harley-Davidson® dealerships only.

What should I pay for a new Harley Davidson?

You’ll find a wider range of Harley-Davidson motorcycle prices on recent model Cruisers:

  • Softail® Standard: $13,599 MSRP.
  • Street Bob®: $14,599 MSRP.
  • Low Rider: $14,899 MSRP.
  • Breakout® : $20,499 MSRP.
  • Softail Slim®: $15,999 MSRP.
  • Low Rider® S: $17,999 MSRP.
  • Deluxe: $18,399 MSRP.
  • Sport Glide™: $18,599 MSRP.

Is eaglemark Savings Bank the same as Harley Davidson?

Eaglemark Savings Bank (ESB) was initially founded in 1997 and now operates as a division of Harley-Davidson Financial Services, Inc.

How much is Harley interest rate?

Rates start at 3.49% APR10 for new Harley‑Davidson® motorcycles with $0 down10 options available.

How much should you put down on a motorcycle?

Most typical Harley-Davidson loans will require 10%-20% down.

Bike Amount10% Down40% Down
$15,000 $1,500 $6,000
$20,000 $2,000 $8,000
$25,000 $2,500 $10,000
$30,000 $3,000 $12,000

Can I get a motorcycle loan with a 700 credit score?

There’s no minimum credit score required for a motorcycle loan, but the better your score, the easier it may be to qualify for better rates and terms. In general, a higher credit score will lead to a lower interest rate on your loan and, therefore, less spent on interest charges over the life of the loan.

Is it hard to get a motorcycle loan?

Motorcycle financing is not something that we consider hard to do. Motorcycle financing with us is really a pretty simple process with high loan approval rates. If you have bad credit or no credit, most new or used motorcycle dealers will mae it seem nearly impossible to get you approved for financing.

What credit score is needed for a Harley?

Harley-Davidson dealerships offer loans on both new and used models, with most people qualifying for interest rates as low as 3.49%. There is no minimum credit score to be approved for a loan, and military members may also qualify for reduced rates, flexible term options, and a $0 down payment.

What is the average interest rate on a Harley Davidson?

Rates start at 4.75% APR10 for new Harley‑Davidson® motorcycles with $0 down10 options available.