What bank info do i need for direct deposit

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What bank info do i need for direct deposit

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You can enrol in direct deposit for most payments your business receives. If you do business with the government, you can get paid with direct deposit. Streamline your business banking and save time by enrolling today.

What you need before you enrol

  • A bank account with a Canadian financial institution
  • A void cheque that indicates:
    • the name of your financial institution
    • your company's bank account number
    • the branch number (also called the "transit number") and institution number of your company's financial institution
  • Your business number
  • The proper authority to makes requests on behalf of the business: usually an owner, partner, director or an individual with delegated authority

Note

If your business doesn't use cheques, there are other ways to find your company's banking information:

  • log in to your company's online banking
  • visit your company's bank and request a printed copy of the account information

Direct deposit for businesses

Your business can enrol in direct deposit for most payments it receives from the government.

Browse eligible payments

Most payments your business receives from the Government of Canada are eligible for direct deposit. Explore the list of eligible payments and benefits and the department or agency that issues them.

Canada Revenue Agency

  • Corporation income tax refund
  • Goods and services tax/Harmonized sales tax (GST/HST) credit
  • Refund of excise tax or other levies
  • Refund of payroll deductions

Crown-Indigenous Relations and Northern Affairs Canada and Indigenous Services Canada

  • Grants and contributions

Canada Border Security Agency

  • Commercial refunds

Note

If your company's payment isn't listed, you may contact the department or agency that issues the payment to verify whether direct deposit is an option.

Enrol in direct deposit

Once you have matched the payments your business receives with the departments and agencies that issues them, you may enrol in direct deposit. You may also change the bank account information or address that the issuing department or agency has on file.

  • Enrol in direct deposit with Canada Revenue Agency (CRA)
  • Enrol in direct deposit with Indigenous Services Canada (ISC)
  • Enrol in direct deposit with Crown-Indigenous Relations and Northern Affairs Canada (CIRNAC)

Direct deposit for government suppliers

Your business can be paid by direct deposit for the goods and services you sell to the government. To enrol, contact the federal institution that issues your payment by searching for their name below.

Contact information for federal institutions
InstitutionContact information
Crown-Indigenous Relations and Northern Affairs Canada Please refer to Indigenous Services Canada
Administrative Tribunals Support Service of Canada General inquiries Email:
Agriculture and Agri-Food (Department of) National Capital Region Office Email:
Atlantic Canada Opportunities Agency Annette Flanagan Telephone:506‑851‑6260Email:
Canada Border Services Agency General inquiries Email:
Canada Economic Development for Quebec Regions Diane Lavallée Telephone:514‑496‑1300Email: Christian Masse Telephone:514‑496‑5966Email:
Canada Revenue Agency CAS Vendor Code Email:
Canada School of Public Service General inquiries Email:
Canadian Centre for Occupational Health and Safety Linda Moreau Telephone:905‑572‑2981 ext. 4409Email:
Canadian Dairy Commission Hayat El-Khoury Telephone:613‑792‑2046Email:
Canadian Food Inspection Agency Elizabeth Barbe Telephone:514‑496‑7447Email:
Canadian Grain Commission General inquiries Email:
Canadian Heritage (Department of) General inquiries Telephone:819‑953‑8822Email:
Canadian High Arctic Research Station Please refer to Polar Knowledge Canada
Canadian Human Rights Commission Marcel Parisien Telephone:613‑943‑0020Email:
Canadian Institutes of Health Research Diane Drouin Telephone:613‑960‑6204Email:
Canadian Intergovernmental Conference Secretariat Michel Benoit Telephone:613‑355‑0848Email:
Canadian International Development Agency Please refer to Global Affairs Canada
Canadian Northern Economic Development Agency Simon Fleck Telephone:613-415-8752Email:
Canadian Nuclear Safety Commission Karen Tarr Telephone:613‑990‑3351Email:
Canadian Radio-Television and Telecommunications Commission Micheline Khouri Telephone:819‑997‑4299Email:
Canadian Security Intelligence Service General inquiries Email:
Canadian Space Agency Telephone:450‑926‑4840Email:
Canadian Transportation Accident Investigation and Safety Board Please refer to Transportation Safety Board of Canada
Canadian Transportation Agency Jacques Daoust Telephone:819‑953‑9886Email:
Citizenship and Immigration Canada Please refer to Immigration, Refugees and Citizenship Canada
Communications Security Establishment Canada Sylvie Paquin Telephone:613‑991‑5685Email:
Copyright Board Canada Chantale Lafontaine Telephone:613‑946‑7288Email:
Correctional Service of Canada General inquiries Email:
Courts Administration Service Telephone:613‑943‑7126Email:
Defence Construction Canada Email:
Employment and Social Development (Department of) Accounts payable Telephone:1‑855‑684‑7827Email:
Environment and Climate Change Canada General inquiries Email:
Federal Economic Development Agency for Southern Ontario (FedDev Ontario) Chantale Lafontaine Telephone:613‑946‑7288Email:
Finance Canada (Department of) Christine Desjardins Telephone:613‑769‑7483Email:
Financial Consumer Agency of Canada Lisa Marlot Telephone:613‑990‑4486Email:
Financial Transactions and Reports Analysis Centre of Canada Financial operations Telephone:613‑992‑8950Email:
Fisheries and Oceans Canada (Department of) Accounting Hub Telephone:1‑855‑859‑6271Email:
Global Affairs Canada Email:
Health Canada (Department of) General inquiries Email:
House of Commons Financial Management Operations Telephone:613‑996‑3071Email:
Immigration and Refugee Board of Canada General inquiries Telephone:613‑995‑6486Email:
Immigration, Refugees and Citizenship Canada General inquiries Email:
Indian Residential Schools Truth and Reconciliation Commission Josée Boucher Telephone:613‑943‑9021Email:
Indigenous Services Canada General inquiries Telephone:819-953-8204, 819-744-0106, 613-292-6834Email:
Industry (Department of) Please refer to Innovation, Science and Economic Development Canada
Innovation, Science and Economic Development Canada Chantale Lafontaine Telephone:613‑946‑7288Email:
International Joint Commission Pierre Montreuil Telephone:613‑995‑2986Email:
Justice Canada (Department of) General inquiries Email:
Library and Archives of Canada Julie Hamel Telephone:819‑934‑4438Email:
Library of Parliament General inquiries Email:
Military Grievances External Review Committee Julie Careau Telephone:613‑992‑7591Email:
Military Police Complaints Commission of Canada Sylvain Roy Telephone:613‑947‑5704Email:
National Battlefields Commission Brigitte Bradley Telephone:418‑648‑2298Email:
National Defence (Department of) General inquiries Email:
National Energy Board Financial accounting general inquiries Email:
National Film Board Anaïs Gouanvic-Alvarado Telephone:514‑283‑9054Email:
National Research Council Canada General inquiries Email:
Natural Resources Canada Direct deposit inquiries Telephone:343-292-8331Email:
Natural Sciences and Engineering Research Council of Canada Telephone:613-992-5348Email:
Northern Pipeline Agency Canada Telephone:343-292-8331Email:
Office of Infrastructure Canada Chantale Lafontaine Telephone:613‑946‑7288Email:
Office of the Auditor General Lise Laforest Telephone:613‑952‑0213 ext. 5978Email:
Office of the Chief Electoral Officer Isabelle Fortin Telephone:819‑939‑1472Email:
Office of the Commissioner for Federal Judicial Affairs Julie Desjardins Telephone:613‑992‑2918Email:
Office of the Commissioner of Lobbying Joanne Cameron-Larsen Telephone:613‑943‑0092Email:
Office of the Commissioner of Official Languages Danielle Tremblay Telephone:613‑316‑5986Email:
Office of the Communications Security Establishment Commissioner Tom Egan Telephone:613-992-3044Email:
Office of the Conflict of Interest and Ethics Commissioner General inquiries Email:
Office of the Coordinator, Status of Women Christine Teske Telephone:819‑420‑6849Email:
Office of the Information and Privacy Commissioners of Canada Mike Pignat Telephone:613‑995‑2719Email:
Office of the Director of Public Prosecutions Eric Miller Telephone:613‑617‑1610Email:
Office of the Public Sector Integrity Commissioner Michel Benoit Telephone:613‑355‑0848Email:
Office of the Governor General's Secretary Nathan A. Thompson Telephone:613‑998‑5566Email:
Office of the Superintendent of Financial Institutions Canada Lisa Marlot Telephone:613‑990‑4486Email:
Parks Canada General inquiries Telephone:819‑953‑8822Email:
Parole Board of Canada Rachelle Therrien Telephone:613‑946‑2637Email:
Passport Canada Marie-Josée Nerbonne Telephone:819‑934‑3856Email:
Patented Medicine Prices Review Board Canada General inquiries Telephone:819‑934‑3856Email:
Polar Knowledge Canada Julie Fortin Email:
Privy Council Office Email:
Public Health Agency of Canada General inquiries Email:
Public Safety Canada (Department of) General inquiries Email:
Public Service Commission of Canada General inquiries Email:
Public Services and Procurement Canada General inquiries Email:
Public Works and Government Services Canada Please refer to Public Services and Procurement Canada
Registrar of the Supreme Court of Canada Chantal Lalande Telephone:613‑996‑7672Email:
Royal Canadian Mounted Police General Enquiries Email:
Security Intelligence Review Committee Junie Grandmont Telephone:613‑957‑5223Email:
Senate Ethics Officer Vanessa Noel Telephone:613‑415‑9126Email:
Shared Services Canada SSC Accounts Payable Telephone:613‑415‑9126Email:
Social Sciences and Humanities Research Council of Canada Sylvie Dumouchel Telephone:613‑992-5348Email:
Statistics Canada General inquiries Telephone:613‑996‑6023Email:
Telefilm Canada Daniel Harvey Telephone:438-469-1188Email:
Transport (Department of) Tanya Charlebois Telephone:1-888-639-2199 option #5Email:
Transportation Safety Board of Canada Financial Services Telephone:819‑953‑1645Email:
Treasury Board of Canada Secretariat Christine Desjardins Telephone:613‑769‑7483Email:
Veterans Affairs Canada (Department of) General inquiries Email:
Western Economic Diversification (Department of) General inquiries Telephone:1-639-471-1412Email:

Benefits of enrolling your business

Transcript/Captions – Benefits of enrolling your business

Start of clip.

(A customer is shown walking in front of a business building and entering a store)

If you are like most Canadian small business owners, you're already using electronic banking.

You know it's a fast, efficient and cost-effective way to stay on top of your business and meet the needs of your clients.

(A small business owner is shown sitting at a desk using a phone)

The Government of Canada is following suit. It's modernizing the way it issues payments to Canadians by switching to direct deposit.

(A small business owner is shown talking to a customer)

Nobody will benefit more than business owners, who receive a variety of payments from the federal government.

(The words GST/HST Returns, Accounts Payable and Corporate Tax Refunds appear on a grey screen)

They will see their office processes simplified as government moves from traditional paper payments to electronic transactions.

(A small business owner is shown talking with a customer)

Enrolling in the federal direct deposit program is the next step to helping this small business owner streamline her business banking.

(The discussion between the small business owner and a customer continues in the store's showroom)

(A small business owner is shown on the screen)

It's been a record-breaking year but it just means I'm busier than ever which means saving time is all the more important.

A lot of our business transactions now are direct deposit into our bank account,

saving time not having to go to the bank is a big improvement in terms of how I manage my time which is a limited resource.

Small business owners aren't the only Canadians who should register for direct deposit—

students counting on Canada Student Loans,

(Students are shown getting ready for graduation)

parents expecting the Canada Child Benefit,

(a family with children is shown playing in a field)

unemployed workers waiting for Employment Insurance benefits,

(a woman is shown researching jobs on a public library computer)

and seniors who rely on their monthly Canada Pension Plan payment, will also enjoy the convenience of direct deposit –

(an older couple is shown walking on a beach)

their money is deposited directly into their account, it's safe, secure and convenient.

(an older couple is shown sitting on a park bench)

From an environmental standpoint I like direct deposit because it's not only immediate but it's also paperless.

(A small business owner and a customer are shown completing a purchase transaction using electronics)

(A small business owner is shown on the screen)

Our customers are looking more and more for solutions that are socially responsible and I find that it helps reduce clutter at the same time.

So if it's good for me and good for the environment, that's a bonus.

Be part of the Canadian businesses already enjoying the benefits of direct deposit.

(A small business owner is shown completing a purchase transaction and handing a bag to a customer)

Enrol today: it's fast, convenient, reliable and secure.

(The words "To find out more visit directdeposit.gc.ca" appear on a grey screen followed by the Government of Canada Wordmark)

To find out more visit directdeposit.gc.ca.

(The words "Public Works and Government Services Canada with the Canada flags" appear on a grey screen followed by the Government of Canada Wordmark)

End of clip.

Date modified: 2022-11-01

What bank information does someone need for direct deposit?

Just have your bank account information (routing and bank account numbers) handy. The second step in direct deposit enrollment is to ask your employer for direct deposit forms. These are generally very basic. It helps to have your Social Security number handy, and a blank check or account and routing numbers.

What 3 numbers do you need for direct deposit?

Setting up direct deposit is very straightforward, and largely involves providing the payer your bank information, including a transit number, branch number, and account number. These 3 numbers are easily accessible through your online banking, and also appear at the bottom of cheques if you still use those at all.

Do you only need account number for direct deposit?

Account Number: An Overview. Whether you need to set up a direct deposit, such as your paycheck, or order checks online, you will need both your bank's routing number and your account number for those transactions. Account numbers are a lot like a customer ID or fingerprint specific to each account holder.