Is carefirst bluechoice the same as blue cross blue shield

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At CareFirst BlueCross BlueShield, we’re building the future of healthcare with the widest coverage and the largest network for medical, dental and vision insurance in Maryland, Washington, D.C. and Northern Virginia. Every day, we make a meaningful difference in the communities where we both live and work. We solve real problems for the people we serve with equal parts empathy and urgency-simplifying the complex, delivering tailored solutions and stepping forward with new ideas. Join an inspired, collaborative team that's building the healthcare experience we want for our families.

We are Difference Makers

We are problem solvers. We are a force for good. We are one team. Each of us comes to CareFirst with unique goals, interests, and experiences that contribute to our forward-thinking, ambitious culture and strengthen us as an organization. Hear from a few Difference Makers below.

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Is carefirst bluechoice the same as blue cross blue shield

“The COVID-19 hotline helped us remove barriers to care during the pandemic. Working with both empathy and urgency alongside our community partners to understand our communities' needs was key to bringing this to fruition”

Rebekah Whitlow
Product Portfolio Manager

Is carefirst bluechoice the same as blue cross blue shield

“Through my volunteer work, I have the opportunity to advocate for people with disabilities. I'm helping to positively change the community where I live and work.”

Wilson Chua
Senior Scrum Master

Is carefirst bluechoice the same as blue cross blue shield

“Collaboration allows us to come together and work toward a common goal. Offering my unique perspectives about the Medicaid market allowed us to create solutions that help us better serve our members.”

Emmy Ketema
IT Project Manager

Find Your Career at CareFirst BlueCross BlueShield

CareFirst BlueCross BlueShield is a regional leader in providing health care insurance coverage and related services throughout Maryland, Washington, D.C. and Northern Virginia. In addition to our offices all around the region, we are also hiring subsidiary companies located in Baltimore, MD, Alexandria, VA and Charleston, WV.

CareFirst offers a wide range of diverse opportunities, whether you're a recent college graduate looking for an entry-level position or a seasoned professional in your field. No matter your experience or background, we are looking for new hires to share and develop their skills. Use our job search tool to research current job openings and apply for positions in which you are interested by registering and submitting your resume.

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In general, all options under each type of plan (PPO or EPO) cover the same services. However, the participating provider networks for each plan are different. All plans include vision services, mental health services, and supplies.

How the Plans Work

Once enrolled in a medical plan, the employee will receive identification cards in the mail to be used every time medical services are received. Depending on the type of medical plan chosen, the way medical services are received and how much is paid at the time of service will vary. Please review the plans carefully when selecting a suitable plan. PPO plans offer out-of-network benefits. EPO plans do not provide out-of-network benefits except for true emergencies.

  • CareFirst Evidence of Coverage EPO
  • CareFirst Evidence of Coverage PPO
  • CareFirst Coverage for Employee Working Overseas

Coordination of Benefits

Coordination of benefits (COB) occurs when a person has health care coverage under more than one insurance plan. All plans require information from employees and retirees on other coverage that they or their dependents have from another health insurance carrier to determine which plan is primary.

When a Provider Terminates from the Plan Network

Providers may decide to terminate from a plan network at any time. A provider terminating from a plan is not considered a qualifying event that would allow coverage to be canceled or changed. Employees must wait until the next Open Enrollment period to make any changes to plans.

How to Contact

Carefirst BlueCross BlueShield EPO, PPO
1-410-581-3601 (Baltimore)
1-800-225-0131 (outside Balitmore)
TTY: 1-800-735-2258

Is CareFirst Blue Cross or Blue Shield?

Getting Care Serving Maryland, the District of Columbia and portions of Virginia, CareFirst BlueCross BlueShield is the shared business name of CareFirst of Maryland, Inc.

What type of plan is CareFirst?

Health Maintenance Organization (HMO) HMO plans offer the flexibility to see any of the 44,000 participating providers in the BlueChoice network. Outside of our network, only emergency medical services are covered.

Is CareFirst BlueChoice advantage a PPO?

The FCPS BlueChoice Advantage plan utilizes CareFirst's BlueChoice HMO and BluePreferred PPO provider networks, and also the national BlueCross BlueShield BlueCard PPO provider network. Members do not need referrals to see specialists. Vision benefits are provided through CareFirst's partnership with Davis Vision.

Is CareFirst Blue Choice considered Medicare?

CareFirst BlueCross BlueShield Advantage Core (HMO) Our Core plan covers all your Medicare covered benefits, prescription drug coverage and additional benefits like dental, vision, fitness and more all at a low premium.