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Which credit score is most accurate?
Although Experian is the largest credit bureau in the U.S., TransUnion and Equifax are widely considered to be just as accurate and important. When it comes to credit scores, however, there is a clear winner: FICO® Score is used in 90% of lending decisions.
How can I get my true FICO score for free?
You can get your FICO® Score for free from hundreds of financial services companies, including banks, credit unions, credit card issuers and credit counselors that participate in the FICO® Score Open Access program and offer free scores to customers.
Is FICO your real credit score?
Basically, "credit score" and "FICO® score" are all referring to the same thing. A FICO® score is a type of credit scoring model. While different reporting agencies may weigh factors slightly differently, they are all essentially measuring the same thing.
What credit score is real?
FICO credit scores, with a range of 300 to 850, have been an industry standard for lenders but other credit scores have entered the scene. The credit bureaus themselves have created proprietary risk models that generate their own credit scores -- often called fake credit scores.