Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
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Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Bankrate reviewRating: 4.9 stars out of 5 InfoHover for more Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. Info Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Rewards Rate
- 10% Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
- 8% Earn 8% cash back on Capital One Entertainment purchases
- 5% Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- 3% Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®).
- 1% Earn 1% on all other purchases.
Intro offer
$200
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Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
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Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Annual fee
$0
Regular APR
17.99% - 27.99% (Variable)
Recommended credit
Good to Excellent (670 – 850)
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A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
Info
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
- Rewards rateCaret Down
- 10% Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
- 8% Earn 8% cash back on Capital One Entertainment purchases
- 5% Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- 3% Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®).
- 1% Earn 1% on all other purchases.
- Bankrate's ViewCaret Down
On top of its stellar, unlimited cash rewards on dining and groceries, this card’s extensive entertainment category has you covered from movie theaters to theme parks. Add cash back on popular streaming services, and this card is easily one of the most versatile rewards cards out there for foodies and entertainment enthusiasts. Read our full Capital One SavorOne Cash Rewards Credit Card review.
Pros
- Its excellent bonus category coverage, solid intro APR and easy-to-earn sign-up bonus make it a versatile option for your primary rewards card.
- You don’t even need to worry about tracking your rewards balance if you opt to use its automatic cash back redemption feature.
Cons
- Aside from its rewards rates, the card doesn’t carry many food or entertainment perks, such as annual dining credits or complimentary delivery service subscriptions.
- Purchases at superstores like Walmart and wholesale clubs like Costco are excluded from the card’s grocery store category.
- Card detailsCaret Down
- Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
- Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases
- Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
- Earn 8% cash back on Capital One Entertainment purchases
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases and balance transfers for 15 months; 17.99% - 27.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months
- No foreign transaction fee
- No annual fee
Additional features
Purchase intro APR
0% intro on purchases for 15 months
Balance transfer intro APR
0% intro on balance transfers for 15 months
Best for category variety
Discover it® Cash Back
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Best for category variety
Discover it® Cash Back
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On Discover's secure site
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Rating: 4.4 stars out of 5 InfoHover for more Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. Info Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
See Rates & Fees
Rating: 4.4 stars out of 5 InfoHover for more Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. Info Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Rewards Rate
- 5% Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.
- 1% Plus, earn unlimited 1% cash back on all other purchases – automatically.
Intro offer
Cashback Match™
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Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. You could turn $150 cash back into $300.
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Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Annual fee
$0
Regular APR
15.74% - 26.74% Variable APR *Rates as of December 15, 2022
Recommended credit
Good to Excellent (670 – 850)
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A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
Info
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
- Rewards rateCaret Down
- 5% Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.
- 1% Plus, earn unlimited 1% cash back on all other purchases – automatically.
- Bankrate's ViewCaret Down
This card’s bonus category variety paired with a high cash back rate is worth the effort it takes to activate and track rotating categories. Its cash back categories often cover popular seasonal expenses, such as gym memberships to start on your New Year’s fitness goals (January through March) and Amazon.com in time for holiday shopping (from October to December). Discover announces categories the year prior, helping you plan ahead.
Read our full Discover it Cash Back card review.
Pros
- This is an affordable card that’s light on interest and low on fees. It has no annual fee, foreign transaction fees, penalty APR or fee on your first late payment (then up to $41).
- Depending on your spending, Discover’s first-year cash back match could be the most valuable welcome offer compared to other no-annual-fee cash back cards’.
Cons
- You must keep track of and enroll in bonus categories each quarter, which is a bit of extra effort. Your rewards value might vary by quarter if your spending habits don’t align with a cycle’s rotating categories.
- Card detailsCaret Down
- Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. You could turn $150 cash back into $300.
- Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Discover helps remove your personal information from select people-search websites. Activate by mobile app for free.
- Every $1 you earn in cash back is $1 you can redeem.
- Get a 0% intro APR for 15 months on purchases. Then 15.74% to 26.74% Standard Variable Purchase APR applies, based on credit worthiness. Rates as of December 15, 2022.
- No annual fee.
- Click "Apply Now" to see terms and conditions.
Additional features
Purchase intro APR
0% for 15 months
Balance transfer intro APR
0% for 15 months
Best for flexible travel rewards
Capital One VentureOne Rewards Credit Card
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On Capital One's secure site
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Best for flexible travel rewards
Capital One VentureOne Rewards Credit Card
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On Capital One's secure site
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Rating: 4.5 stars out of 5 InfoHover for more Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. Info Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Rating: 4.5 stars out of 5 InfoHover for more Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. Info Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Rewards Rate
- 5X Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- 1.25X Earn unlimited 1.25X miles on every purchase, every day.
Intro offer
20,000 miles
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Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
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Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
Annual fee
$0
Regular APR
17.99% - 27.99% (Variable)
Recommended credit
Good to Excellent (670 – 850)
InfoHover for more
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
Info
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
- Rewards rateCaret Down
- 5X Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- 1.25X Earn unlimited 1.25X miles on every purchase, every day.
- Bankrate's ViewCaret Down
If you’re a traveler who values flexibility in how you can use your rewards, this card is a strong candidate. The Capital One VentureOne Rewards Credit Card earns 1.25X miles on all purchases, and you can book travel flights through the Capital One portal or transfer miles to Capital One airline partners without losing value.
Read our full Capital One VentureOne Rewards Credit Card review.
Pros
- The easy-to-reach intro bonus with this card is worth $200 in travel.
- It's a great travel companion for trips abroad, as the card charges no foreign transaction fees.
Cons
- The rewards rate on this card is fairly low compared to other travel rewards cards.
- You’ll only earn boosted rewards rates on hotel and rental car purchases if you book through Capital One’s travel portal.
- Card detailsCaret Down
- $0 annual fee and no foreign transaction fees
- Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
- Earn unlimited 1.25X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy 0% intro APR on purchases and balance transfers for 15 months; 17.99% - 27.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months
Additional features
Purchase intro APR
0% intro on purchases for 15 months
Balance transfer intro APR
0% intro on balance transfers for 15 months
Best for flat-rate cash back
Citi® Double Cash Card
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On Citi's secure site
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Best for flat-rate cash back
Citi® Double Cash Card
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On Citi's secure site
Add to compare
Rating: 4.2 stars out of 5 InfoHover for more Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. Info Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Rating: 4.2 stars out of 5 InfoHover for more Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. Info Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Rewards Rate
- 2% Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Intro offer
N/A
Annual fee
$0
Regular APR
18.24% - 28.24% (Variable)
Recommended credit
Good to Excellent (670 – 850)
InfoHover for more
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
Info
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
- Rewards rateCaret Down
- 2% Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- Bankrate's ViewCaret Down
The Citi Double Cash Card's signature feature is its unlimited up to 2 percent cash back on all purchases — one of the highest flat rewards rates for no annual fee. You'll earn 1 percent cash back when you make each purchase and another 1 percent when paying it off. Once you factor in the added incentive to practice good credit habits, this card could offer an effective way to maintain your excellent credit while earning a total of 2 percent cash back.
Read our full Citi Double Cash Card review.Pros
- Its 18-month zero percent intro APR period on balance transfers (then 18.24 percent to 28.24 percent, variable APR) is unique for a rewards card and makes it a prime pick if you’re switching cards or consolidating debt.
- Its flat-rate rewards can be pooled with other ThankYou point-earning Citi cards.
Cons
- There is no intro APR offer on purchases, which may be more helpful for a card that rewards nearly all purchases.
- Depending on your spending habits, you could earn more rewards with a bonus category cash back card.
- Card detailsCaret Down
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- To earn cash back, pay at least the minimum due on time.
- Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness.
- Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
Additional features
Purchase intro APR
N/A
Balance transfer intro APR
0% intro for 18 months on Balance Transfers
Best starter rewards card
Chase Freedom Unlimited®
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On Chase's secure site
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Best starter rewards card
Chase Freedom Unlimited®
Apply Now Lock
On Chase's secure site
Add to compare
Rating: 5 stars out of 5 InfoHover for more Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. Info Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Rating: 5 stars out of 5 InfoHover for more Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. Info Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Rewards Rate
- 5% Enjoy 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more;
- 3% 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
- 1.5% 1.5% on all other purchases
Intro offer
Earn an Additional 1.5% Cash Back
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Intro Offer: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
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Intro Offer: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
Annual fee
$0
Regular APR
18.74% - 27.49% Variable
Recommended credit
Good to Excellent (670 – 850)
InfoHover for more
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
Info
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
- Rewards rateCaret Down
- 5% Enjoy 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more;
- 3% 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
- 1.5% 1.5% on all other purchases
- Bankrate's ViewCaret Down
The Chase Freedom Unlimited should be at the top of your list if you're looking for a simple way to earn cash back on all of your purchases. This well-rounded card comes with excellent bonus perks, generous introductory APR offers and a streamlined rewards program. On top of earning 1.5 percent cash back on all purchases, the Freedom Unlimited can outperform rivals by raking in 3 percent back on dining and drugstore purchases.
Read our full Chase Freedom Unlimited review.
Pros
- Bankrate’s CardMatch intro offer stacks an additional 1.5 percent cash back on all purchases (up to $20,000) in your first year, giving you one of the top general spending rewards rates available for this period.
- You’ll receive fantastic benefits such as trip cancellation/interruption insurance — a perk normally found on premium travel cards.
Cons
- The first-year cash back boost may not be the most valuable offer for modest spenders. Spending below $13,334 will earn less bonus cash back than a typical $200 intro bonus.
- You must book through the Ultimate Rewards portal to earn 5 percent back on travel.
- Card detailsCaret Down
- Intro Offer: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
- Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
- After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
- No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
- Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.74% - 27.49%.
- No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
- Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
Additional features
Purchase intro APR
0% Intro APR on Purchases for 15 months
Balance transfer intro APR
0% Intro APR on Balance Transfers for 15 months
Best for groceries and gas
Blue Cash Preferred® Card from American Express
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On American Express's secure site
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Best for groceries and gas
Blue Cash Preferred® Card from American Express
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On American Express's secure site
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Rating: 4.4 stars out of 5 InfoHover for more Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. Info Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
See Rates & Fees , Terms Apply
Rating: 4.4 stars out of 5 InfoHover for more Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. Info Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
See if you're pre‐approved for this card with CardMatch™
See if you're pre‐approved for this card with CardMatch™
Rewards Rate
- 6% 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
- 6% 6% Cash Back on select U.S. streaming subscriptions.
- 3% 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
- 3% 3% Cash Back at U.S. gas stations
- 1% 1% Cash Back on other purchases
Intro offer
$250
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Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
Info
Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
Annual fee
$0 intro annual fee for the first year, then $95.
Regular APR
18.24%-29.24% Variable
Recommended credit
Good to Excellent (670 – 850)
InfoHover for more
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
Info
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
- Rewards rateCaret Down
- 6% 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
- 6% 6% Cash Back on select U.S. streaming subscriptions.
- 3% 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
- 3% 3% Cash Back at U.S. gas stations
- 1% 1% Cash Back on other purchases
- Bankrate's ViewCaret Down
This card not only carries the best rewards rate available at U.S. supermarkets, but also offers strong rates for transit, U.S. gas station purchases and more. This makes it a lucrative option for individuals and families that spend a lot on household staples and commuting.
Read our full Blue Cash Preferred Card review.Pros
- Its unlimited cash back rates on select U.S. streaming services and transit are perhaps the highest year-round rewards rates available for these respective categories as well.
- This card is one of the few premium rewards cards that offer an intro APR period, and its 12-month 0 percent intro APR on purchases (then 18.24 percent to 29.24 percent variable APR) is excellent if you need some breathing room on upcoming expenses.
Cons
- Your cash back redemption options are limited to statement credits, gift cards or merchandise. Some competitors allow you to redeem for direct deposit cash back in any amount.
- Its $95 annual fee ($0 intro annual fee for the first year) may not be worthwhile for some cardholders considering the no-annual-fee Blue Cash Everyday® Card from American Express could be more cost-effective and cover a wider range of online grocery-selling retailers.
- Card detailsCaret Down
- Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
- $0 intro annual fee for the first year, then $95.
- Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months after account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
- Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, 18.24% to 29.24%
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
- 6% Cash Back on select U.S. streaming subscriptions.
- 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
- 1% Cash Back on other purchases.
- Thinking about getting The Disney Bundle which includes Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $13.99 or more each month on an eligible subscription with your Blue Cash Preferred Card. Enrollment required.
- Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
- Terms Apply.
Additional features
Purchase intro APR
0% on purchases for 12 months
Balance transfer intro APR
0% on balance transfers for 12 months
Best for low interest
Discover it® chrome
Apply Now Lock
On Discover's secure site
Add to compare
Best for low interest
Discover it® chrome
Apply Now Lock
On Discover's secure site
Add to compare
Rating: 4 stars out of 5 InfoHover for more Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. Info Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
See Rates & Fees
Rating: 4 stars out of 5 InfoHover for more Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. Info Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Rewards Rate
- 2% Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.
- 1% Plus, earn unlimited 1% cash back on all other purchases - automatically.
Intro offer
Cashback Match™
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Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Info
Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Annual fee
$0
Regular APR
15.74% - 26.74% Variable APR *Rates as of December 15, 2022
Recommended credit
Good to Excellent (670 – 850)
InfoHover for more
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
Info
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
- Rewards rateCaret Down
- 2% Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.
- 1% Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Bankrate's ViewCaret Down
Although its potential cash back is a bit limited, this card offers comparatively low rates and no annual fee, plus a straightforward rewards experience. If you ever need to carry a balance in a pinch, its 15.74 percent to 26.74 percent (variable) APR is below rival cards’ interest rates (rates as of December 15, 2022) You also won’t have to worry about foreign transaction fees, a penalty APR or a fee on your first late payment (then up to $41).
Read our full Discover it chrome review.Pros
- Discover’s Cashback Match™ welcome offer matches all your reward earnings at the end of your first year, making it potentially one of the most valuable first-year bonuses with a no-annual-fee card.
- You can enjoy extra breathing room on upcoming purchases or a previous balance with this card’s relatively lengthy intro APR offers.
Cons
- Other no-annual-fee cards on the market offer higher, unlimited rewards rates for the same gas and restaurant bonus categories.
- The bonus categories’ 2 percent cash back is limited to just $1,000 in combined purchases each quarter, which is a low ceiling compared to rival cards’ reward categories.
- Card detailsCaret Down
- Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Discover helps remove your personal information from select people-search websites. Activate by mobile app for free.
- Every $1 you earn in cash back is $1 you can redeem.
- Get a 0% intro APR for 15 months on purchases. Then 15.74% to 26.74% Standard Variable Purchase APR applies, based on credit worthiness. Rates as of December 15, 2022.
- No annual fee.
- Click "Apply Now" to see terms and conditions.
Additional features
Purchase intro APR
0% for 15 months
Balance transfer intro APR
0% for 15 months
Best for simple cash back
Capital One Quicksilver Cash Rewards Credit Card
Apply Now Lock
On Capital One's secure site
Add to compare
Best for simple cash back
Capital One Quicksilver Cash Rewards Credit Card
Apply Now Lock
On Capital One's secure site
Add to compare
Rating: 3.8 stars out of 5 InfoHover for more Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. Info Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Rating: 3.8 stars out of 5 InfoHover for more Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. Info Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Rewards Rate
- 5% Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- 1.5% Earn unlimited 1.5% cash back on every purchase, every day
Intro offer
$200
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Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Info
Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Annual fee
$0
Regular APR
17.99% - 27.99% (Variable)
Recommended credit
Good to Excellent (670 – 850)
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A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
Info
A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.
- Rewards rateCaret Down
- 5% Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- 1.5% Earn unlimited 1.5% cash back on every purchase, every day
- Bankrate's ViewCaret Down
If you have good to excellent credit and want an exceptionally easy way to earn cash back without paying an annual fee, this card checks the box. You can earn unlimited 1.5 percent cash back on all purchases, and you can set up automatic redemptions, too.
Read our full Capital One Quicksilver Cash Rewards Credit Card review.
Pros
- Travelers can pad their rewards balances with 5 percent cash back on hotels and rental cars booked through the Capital One Travel portal.
- It’s a relatively well-rounded card, with intro APR offers and a sign-up bonus standard for its class.
Cons
- Many other no-annual-fee cash back cards for spenders with excellent credit offer superior rewards. In fact, multiple flat-rate cards earn up to unlimited 2 percent cash back on all purchases.
- Its brass-tacks approach means there aren’t many additional features to enjoy other than standard perks like extended warranty protection and travel accident insurance.
- Card detailsCaret Down
- Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- $0 annual fee and no foreign transaction fees
- Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases and balance transfers for 15 months; 17.99%-27.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months
Additional features
Purchase intro APR
0% intro on purchases for 15 months
Balance transfer intro APR
0% intro on balance transfers for 15 months
Best for rewards on small purchases
Citi Rewards+® Card
Apply Now Lock
On Citi's secure site
Add to compare
Best for rewards on small purchases
Citi Rewards+® Card
Apply Now Lock
On Citi's secure site
Add to compare
Rating: 3.8 stars out of 5 InfoHover for more Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. Info Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Rating: 3.8 stars out of 5 InfoHover for more Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. Info Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.
Rewards Rate
- 2X Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter.
What are the three best credit cards to have?
Best credit cards of 2022.Citi Premier® Card: Best for good credit..Capital One Platinum Credit Card: Best for fair credit..Discover it® Secured Credit Card: Best for no credit history..Discover it® Student Cash Back: Best for students..Capital One Platinum Secured Credit Card: Best for bad credit..Which credit card is most powerful?
One of the world's most prestigious credit cards is the Centurion® Card from American Express*.Which credit card is considered the best?
Chase Freedom Unlimited® Chase Freedom Unlimited is the best credit card overall because it offers top-notch rewards to go along with a low annual fee and low introductory APRs. It's a great all-around option for people with above-average credit.What is the most popular bank credit card?
The most popular credit card company is Chase, with 149.3 million cards in circulation. And Visa is the most popular credit card network, with 353 million cards in circulation (vs. Mastercard's 319 million).