How much does united healthcare cost for an individual

UnitedHealthcare today announced its 2023 Individual and Family Plans in the Health Insurance Marketplace, which will feature affordable coverage, a wide range of benefits, and a simple service experience in 22 states. Consumers can enroll by visiting www.uhcexchange.com during the open enrollment period, which runs from Nov. 1, 2022, through Jan. 15, 20231.

States in which people may be able to access these plans in 2023 include: Alabama, Arizona, Colorado, Florida, Georgia, Illinois, Kansas, Louisiana, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Nevada, New York, North Carolina, Ohio, Oklahoma, Tennessee, Texas, Virginia and Washington2.

Individual and Family Plans play an important role in helping expand coverage by providing affordable benefits, with many people qualifying for plans as low as $0 per month depending on their income.

“Everyone should have access to quality affordable health care coverage, particularly now as many Americans are working hard to keep their costs down,” said Marcus Robinson, senior vice president, UnitedHealthcare Individual and Family Plans. “With extended eligibility and subsidies, we have created even more options for the 2023 Health Insurance Marketplace that meet the diverse needs of our members and help people make the best choice for themselves and their families.”

Affordable Plans With a Wide Range of Benefits

Highlights of 2023 UnitedHealthcare Individual and Family plans include1:

  • $0 unlimited primary care.

  • $0 unlimited virtual urgent care.

  • Prescriptions as low as $3 at Optum Rx Home Delivery.

  • Prescriptions as low as $3 at Walgreens and 20% off Walgreens branded health and wellness products.

  • Dental and vision coverage.

  • An opportunity to earn a $100 gift card.

  • Complimentary access to digital fitness classes.

  • Deductibles as low as $0.

  • Health savings account options.

In addition to its robust benefit offering, UnitedHealthcare has created a seamless experience for those who enroll, with multiple platforms available to ensure easy and convenient access to information regarding plans, specific benefits, claims, how to find the best health care provider, and more. This includes a personalized member website, myuhc.com, available in English and Spanish, which has a live chat embedded to allow real-time assistance. Additionally, the member services call center is available 24/7 in multiple languages.

Shoppers can visit www.uhcexchange.com (also available in Spanish: www.uhcexchange.com/es) or call 1-877-649-9797 to enroll or change plans from Nov. 1, 2022, to Jan. 15, 20232.

In 2021, UnitedHealthcare offered Individual and Family Plans in 11 states: Arizona, Colorado, Maryland, Massachusetts, Nevada, New York, North Carolina, Oklahoma, Tennessee, Virginia and Washington. In 2022, the company expanded its footprint to seven more states: Alabama, Florida, Georgia, Illinois, Louisiana, Michigan and Texas. For 2023, UnitedHealthcare will bring its plans to 22 states in total with the addition of Kansas, Mississippi, Missouri and Ohio.3

For more information, visit www.uhcexchange.com

About UnitedHealthcare

UnitedHealthcare is dedicated to helping people live healthier lives and making the health system work better for everyone by simplifying the health care experience, meeting consumer health and wellness needs, and sustaining trusted relationships with care providers. In the United States, UnitedHealthcare offers the full spectrum of health benefit programs for individuals, employers, and Medicare and Medicaid beneficiaries, and contracts directly with more than 1.5 million physicians and care professionals, and 7,000 hospitals and other care facilities nationwide. The company also provides health benefits and delivers care to people through owned and operated health care facilities in South America. UnitedHealthcare is one of the businesses of UnitedHealth Group (NYSE: UNH), a diversified health care company. For more information, visit UnitedHealthcare at www.uhc.com or follow @UHC on Twitter.


1 The benefits described may not be offered in all plans or in all states. Some plans may require copayments, deductibles and/or coinsurance for these benefits. The policy has exclusions, limitations, reduction of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, review the plan coverage documents or contact UnitedHealthcare.

2 Open enrollment dates may vary by state.

3 Subject to regulatory approval.

Affordable Care Act (ACA) Marketplace plans for individuals and families

If you buy your own health insurance for you and your family, the health care Marketplace is for you. The Marketplace (also called the Exchange), is where ACA health plans are sold. You might hear these plans called ObamaCare or Individual & Family plans. Don’t worry, they’re all the same thing — affordable health plan options for you and your family. People shop for and enroll in a plan they like best every year during Open Enrollment, which runs from Nov. 1, 2022 to Jan. 15, 2023 in most states. We offer Individual & Family Marketplace plans in 22 states, including Texas, Florida, and Georgia. Plan details vary by state, like premiums, network and certain benefits. The good news? We’ve got some pretty great universal benefits that everyone can get their hands on no matter where they live.

How much is health insurance a month for a single person in us?

The average national monthly health insurance cost for one person on an Affordable Care Act (ACA) plan without subsidies in 2022 is $438.

Is UnitedHealthcare a good plan?

UnitedHealthcare has good customer satisfaction and financial strength ratings. The company's Medicare Advantage plans have an average CMS star rating of 4.2 out of 5 stars by the Centers for Medicare and Medicaid Services; prescription drug plans have a 3.8 average CMS star rating.

What is the max out of pocket for United Healthcare?

OOPM released for 2023 plan year represents 4.3% increase from OOPM for 2022 plan year. The 2023 out-of-pocket maximum (OOPM) for health plans is $9,100 for single coverage and $18,200 for family coverage.

Is UnitedHealthcare a high deductible health plan?

The UnitedHealthcare plan with Health Savings Account (HSA) is a high deductible health plan (HDHP) that is designed to comply with IRS requirements so eligible enrollees may open a Health Savings Account (HSA) with a bank of their choice or through Optum Bank, Member of FDIC.