How do you use zelle to transfer money

Get it on the App Store

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Get it on the App Store

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Apple, the Apple logo, iPhone, iPad, Apple Watch and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Get it on Google Play

Before you leave our site, we want you to know your app store has its own privacy practices and level of security which may be different from ours, so please review their policies.

Or we can text a download link directly to your phone

Phone Number In 999-999-9999 Format

Please enter a phone number

By providing your mobile number you are consenting to receive a text message. Text message fees may apply from your carrier. Text messages may be transmitted automatically.

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KNOWLEDGE BASE

We recommend you let your recipient know to expect a notification from U.S. Bank advising money was sent to them.  

Online banking steps:

For the best online experience, we recommend logging in at usbank.com.

1. Select Send money, then select Send money with Zelle® and Send money once more.
2. Choose your recipient, then select their email address or mobile number. You can add a new recipient during this step if they’re not on your list.
3. Enter how much to send, select the account to pull the funds from, then choose Review.
4. Update the following information if it should be changed:
   
   • Use the drop-down menu next to the frequency to make this a recurring payment. 
   • Select the calendar icon to change the date the funds are sent.
5. Type a message in the message box if you'd like.
6. If everything is correct, select Send.

U.S. Bank Mobile App steps:

For the best mobile banking experience, we recommend logging in or downloading the U.S. Bank Mobile App.

1. From your dashboard, select Send money at the bottom of the page, then Send money once more.
2. Choose your recipient, then select their email address or mobile number. You can add a new recipient during this step if they’re not on your list.
3. Enter how much to send, select the account to pull the funds from, then choose Review.
4. Update the following information if it should be changed:
   
   • Press the toggle button to make this a recurring payment. 
   • Select the calendar icon to change the date the funds are sent.
5. Type a message in the message box if you'd like.
6. If everything is correct, choose Send.

Additional information

If you’d like to send an eCard to your recipient, just select Choose an eCard from the confirmation page.

Messages aren't required but are recommended. A personal message gives your contacts the confidence they’re receiving the request from someone they know. It's also an opportunity for you to communicate the purpose of the request to your contacts.

Recipients need to register their mobile number or email address with Zelle®. If the mobile number or email address isn't registered within 14 calendar days, the payment expires, and funds are returned to your account.

• Non-registered recipients: We'll send the recipient a notification the funds were sent. The notice includes instructions on how the recipient registers with their financial institution, or directly with Zelle®, to claim the money. It's sent to their mobile number if you chose to send the money using their mobile number. If you sent the money using their email address, they'll receive their notice via email. 
• Registered recipients: You don't need to take any further action as long as your financial institution supports automatic deposit. If your financial institution doesn't support it, please manually accept the payment.

Send Money with Zelle through mobile banking demo