Florida credit union mobile deposit funds availability

With eDeposit, you can fast-track checks into Power Financial Credit Union accounts simply by taking photos of them with your smartphone. Download Power Financial Credit Union's free Mobile Banking App from the App Store or Google Play and register for eDeposit.

  • Our highly rated Mobile Banking App is compatible for most smartphone or tablets for easy use
  • Conveniently receive an email alert once your eDeposit is accepted
  • Personal Checks, Cashier’s Checks, Corporate Checks, Money Orders, Government Checks are all accepted
  • Checks deposited by noon will be credited to accounts the same business day and available per Power Financial Credit Union's check hold guidelines. Checks deposited after noon will be credited the next business day and available per check hold guidelines.

For more information, see our FAQs or watch this tutorial.

Life is full of big decisions. From buying a car to retirement, we’re here to support you and make those moments a little less stressful.

Power Financial Credit Union serves members across South Florida with 8 full-service branches and offers convenient account access from anywhere using its secure Online Banking and highly-rated Mobile App.

About this app

Florida Credit Union Mobile Banking allows you to check balances, view transaction history, transfer funds, and pay loans on the go!

Features:

- Check Balances

- View Transaction History

- Transfer Funds

- Pay Loans

- Secure Messaging for support

- Pay Bills

If you have any questions about this application, please contact FCU at 1-800-284-1144.

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.

This app may share these data types with third parties

Financial info and Contacts

This app may collect these data types

Personal info, Financial info and 3 others

Data is encrypted in transit

Ratings and reviews

Terrible, it offered 2 phone numbers to authenticate, neither one was mine, and no way to edit it. Not a good start. Finally got a new password after several attempts, using focus criteria, went to log in, and had to go through the whole process again. Also no option for finger print log on. Wheres the new icon? The old one continues to tell you to download the new app. Did noone test run this before it was released? Very frustrating.give me back the old one. If it ain't broke, dont fix it.!!!

37 people found this review helpful

I just downloaded the new mobile banking app and it seems okay so far. I really miss the way the old app separated transactions by day it was much easier to read. I don't like the detailed list of transactions it looks too busy. I'm still getting used to it so I can't make a full judgement yet, but it's working. I guess there was a bug the first day it released because my temporary password worked just fine.

25 people found this review helpful

Inconvenient to use. Extra unnecessary steps required to do routine daily mobile banking which do not contribute to account security. Even after you get used to it, you still cannot get to screens you formerly could - those screens are either non-existent or tied to other screens you don't need. Extra security I understand, but extra complicated maneuvering to get to certain screens means I don't check my account activity as often as I used to be able to. After using this app more it is aweful.

17 people found this review helpful

What's new

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

  • Locations
  • Questions

Shorten your to-do list.

Use our Mobile Banking App and the camera on your smartphone to deposit checks to your First Florida Credit Union Account.* Our e-Deposit service is:

SIMPLE - The App walks you through the simple steps.

SECURE – The information you provide is encrypted while you’re entering it and during transmission. Plus, your check images are never stored on your phone.

CONVENIENT – No more unnecessary trips to a branch. Deposit up to $2,500 daily.**

Get Started Today

  • Download or log into your Mobile Banking App
  • Select e-Deposit from the drop down menu
  • Follow the step-by-step instructions

Learn More

  • e-Deposits Agreement and Disclosures

*Account relationship criteria applies.
**Maximum daily deposit amount is $2,500 with immediate credit up to $1,000.

How long does mobile deposit Take Florida Credit Union?

This process will happen within one business day. Once reviewed, the deposit is reflected in your account.

How soon are funds available after mobile deposit?

Unless a hold is placed, deposits on a business day before cutoff time will be processed that night and are generally available the next business day.

How long does Credit Union mobile deposit take?

Follow instructions and prompts on the screen. Keep your check in a safe location and in one to two business days* you will see the funds available in your account.

Do mobile deposits deposit instantly?

While mobile check deposits help you save time by avoiding a trip to your local branch, don't expect your funds to be instantly available. After a mobile check has not only been deposited, but also approved, it can take several business days before the money is available.

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