Think of your last credit card transaction. It may have been a cup of coffee or when you went out to dinner with friends. Today, Apple makes it easy for consumers to pay for products and services with Apple Pay. You may be wondering, can I get cashback with Apple Pay? The answer is yes. Here's what you need to know about earning cash back through Apple Pay purchases.
Related: Can You Use Apple Pay on Amazon?
Can You Do Cash Back with Apple Pay?
Yes, you can get cash back with Apple Pay, provided the business accepts Apple Pay, the store offers cash back, and you have a debit or credit card linked to your Apple Pay account. Apple Pay offers unlimited cash back, so as long as a business meets these requirements, you can earn between 2-3 percent cash back on your purchases. Here's a bit more detail about each of the requirements:
- The store/business accepts Apple Pay. According to Apple, Apple Pay is currently accepted as a contactless payment option at over 85 percent of retailers in the US. So you'll be able to use Apple Pay almost anywhere, whether you're making an in-app purchase or standing in line at a grocery store.
- The store offers cash back. If you're unsure whether a business offers cash back, one of the easiest ways to find out is just to ask. Most major grocery stores, gas stations, and department stores offer cashback, including Costco, Target, Walmart, Walgreens, and CVS.
- Your debit/credit card is linked to your Apple Pay account. This is usually added when you first set up Apple Pay. However, if you haven't already linked a debit or credit card to your Apple Pay account, you can add a card by opening the Wallet app, tapping the plus icon, and following the steps to add a debit or credit card.
Where Can I Get Cash Back with Apple Pay?
To make full use of Apple Pay and your device features, sign up for our free Tip of the Day Newsletter. Now, where do you go to use Apple Pay? Apple Pay is accepted at over a million retail stores, including Albertson's, Safeway, Trader Joe's, Best Buy, McDonald's, and Walgreens. Your best bet is to look for Apple Pay symbols (shown below) and verify with each business. You can learn more on Apple.com.
How Much Can I Earn with Apple Pay Cash Back?
When using the Apple Pay Card with Apple Pay, cardholders get two percent Daily Cash Back on their purchases. All cash back amounts are deposited in your Apple Wallet. However, if you're purchasing Apple products or products from partner stores, you can earn three percent cash back (instead of the usual two percent).
Some of Apple's partner stores include:
- Ace Hardware
- Exxon Mobil
- Nike
- T-Mobile
- Uber Eats
- Panera Bread
- Walgreens
- Duane Reade
So if you're planning to purchase Apple services or products, I recommend using Apple Pay to earn the three percent cash back. This applies to any Apple.com purchase and includes services such as Apple Music and Apple TV+. If you want to earn rewards for other credit cards, you may be able to link them to your Apple Pay Card. Check with your financial institution to see if this is possible. You can get even more rewards and cash back on grocery shopping, gasoline, and restaurants.
Apple Pay Takeaways
Apple Pay is a secure and contactless way to make your everyday purchases. Just remember to link a debit and credit card before you start using Apple Pay for cash back and look for the Apple Pay symbol when you shop at stores. Happy shopping!
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Apple Inc. is one of the top consumer brand product companies globally and has a vibrant ecosystem that consumers enjoy. Since 2014, Apple has been developing its payment standard called Apple Pay which makes payment easier for any IOS user.
It’s gained traction and wider acceptance among the industry but still has a long way to go. This begs the question-
Does one of the largest supermarket chains in the states, Target, use the Apple Pay platform or not? How does one avail of the payment services at the nearest Target store?
This article goes in-depth into all your queries and answers them to the best of our knowledge.
Does Target Take Apple Pay?
Yes, Target has been accepting Apple Pay for making payments since January 2019 in every store across the US. You can even go to Target online to purchase using Apple Pay on the go.
Apple Pay does not cover Target Red cards and gift cards as a form of payment. You can only use Apple Pay through the Safari browser to purchase items on Target’s online store.
How to use Apple Pay at Target Stores?
The process to use Apple Pay at Target store is fairly straightforward-
- Go to the check-out counter with all the products you want to purchase.
- Open your Apple device and use Face ID/Touch ID to validate your identity.
- Select the card you want to use at the check-out counter
- Every Target Store will have a contactless reader, which will scan for purchase and automatically occur.
Can I get Cashback While Using Apple Pay at Starbucks?
If you do use the Apple Pay Card and the stores accept it, you will be eligible for cashbacks from Apple. There are no transactional limits for the cashback, and you will get them as many times as you transact. You can get up to 3% cashback on every transaction. Check the exact terms and conditions on the Apple website.
Apple Pay Card customers usually get a cashback for every purchase they make through the card. You can check for eligibility on the official Apple Website. If you are a regular shopper, it is recommended to use the Apple Pay Card so that you can get cash back with every transaction. This adds up to huge savings over a period of time.
Benefits of using Apple Pay at Target Stores
Both Apple and Target have been working together to make it easy for customers to do effortless transactions.
- You can avail of discounts by adding the Debit Card to the Apple pay for savings with ease of use.
- Apple pay is highly secure and avoids the unnecessary hassle of carrying too many cards.
- Apple Pay significantly speeds up their check-out lines and reduces dependence on cash.
- You Can one-click payment using Apple Pay.
Other Payment Options at Target Stores
Target accepts almost all the popular and mainstream payment options like Visa, MasterCard, etc., available in the USA. Target supports Google Pay, Samsung Pay, and other payment options that use open standards in terms of digital payment options.
Final Thoughts
So now you know everything there is to know about using Apple Pay at Target stores. The digital wallet revolution makes it far more easy and secure to make transactions in your supermarket chains.
Apple Pay is an increasingly popular mode of payment, so make use of its convenience whenever possible! Live a cash and card-free life with Apple Pay as your one-stop wallet to make the purchase easy. It is better to call them up in advance and confirm, or always carry a secondary payment option with you.
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